"Billionaire philanthropist Warren Buffett controls a mobile-home empire that promises low-income borrowers affordable houses. But all too often, it traps those owners in high-interest loans and rapidly depreciating homes."<p>How is this a trap? It allows low-income borrowers, who are high risk and have little income, access to something they wouldn't normally have: a home. Yes, it may depreciate, but it's not meant to be an investment..it's meant to provide a roof over someone's head.<p>I thought we were supposed to be getting rid of overly negative comments on HN. This article is written from a biased and overly negative perspective.