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The Fall and Rise of U.S. Inequality, in 2 Graphs

26 pointsby jamessunabout 10 years ago

5 comments

jamessunabout 10 years ago
Related story from Washington Post, <a href="http:&#x2F;&#x2F;www.washingtonpost.com&#x2F;blogs&#x2F;wonkblog&#x2F;wp&#x2F;2015&#x2F;04&#x2F;20&#x2F;this-chart-explains-everything-you-need-to-know-about-inequality&#x2F;" rel="nofollow">http:&#x2F;&#x2F;www.washingtonpost.com&#x2F;blogs&#x2F;wonkblog&#x2F;wp&#x2F;2015&#x2F;04&#x2F;20&#x2F;t...</a>
ctdonathabout 10 years ago
No mention that currencies went from gold standard to fiat from 1971-1976.<p>My take: Makes a huge difference between a stable money supply spread across a growing population, vs unrestricted money growth which can be &quot;firehosed&quot; to a small group.
rco8786about 10 years ago
There is so much wrong with this article I don&#x27;t even know where to begin.<p>Talking about the rise of the 1% without a single mention of moving away from the gold standard and the finance industry is misguided at best.
rskarabout 10 years ago
Per <a href="http:&#x2F;&#x2F;www.federalreservehistory.org&#x2F;Events&#x2F;DetailView&#x2F;33" rel="nofollow">http:&#x2F;&#x2F;www.federalreservehistory.org&#x2F;Events&#x2F;DetailView&#x2F;33</a>: In the 1960s, European and Japanese exports became more competitive with US exports. The US share of world output decreased and so did the need for dollars, making converting those dollars to gold more desirable. The deteriorating US balance of payments, combined with military spending and foreign aid, resulted in a large supply of dollars around the world. Meanwhile, the gold supply had increased only marginally. Eventually, there were more foreign-held dollars than the United States had gold. The country was vulnerable to a run on gold and there was a loss of confidence in the US government’s ability to meet its obligations, thereby threatening both the dollar’s position as reserve currency and the overall Bretton Woods system.<p>In other words, the &quot;gold standard&quot; that some have alluded to made absolutely no meaningful restrictions on the growth of the money supply; there were more foreign-held dollars than the United States had gold, anyway.<p>According to <a href="http:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Nixon_Shock" rel="nofollow">http:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Nixon_Shock</a>: At the time, the U.S. also had unemployment and inflation rates of 6.1% (Aug 1971) and 5.84% (1971), respectively. ... On the afternoon of Friday, August 13, 1971, [Federal Reserve chairman Arthur Burns, incoming Treasury Secretary John Connally, and then Undersecretary for International Monetary Affairs and future Fed Chairman Paul Volcker] along with twelve other high-ranking White House and Treasury advisors met secretly with Nixon at Camp David.<p>Which meant Nixon was already facing the very real prospect of the American dollar being fully undermined. For no other reason than the fact that nations and banks were generally accustomed to settling accounts with gold, he had no choice but to hold on to whatever gold was left.<p>The real issue was that foreign investments were paying off, America was no longer doing the lion&#x27;s share of the production, and Bretton Woods made it possible for foreign nations to acquire gold from US currency. You&#x27;ll note that the graph shows data-points from 1966 thru 1985 more-or-less clumped in the area of ($300K-$400K, $30K-$35K). The break-away, if you will, starts after 1986. That is quite coincident with the Tax Reform Act of 1986 under Ronald Reagan (see <a href="http:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Reaganomics" rel="nofollow">http:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Reaganomics</a>).<p>Per Wikipedia: The primary effect of the tax changes over the course of Reagan&#x27;s term in office was a change in the composition of federal receipts, towards more payroll taxes and new investment taxes, and away from higher earners and capital gains on existing investments. Federal revenue share of GDP fell from 19.6% in fiscal 1981 to 17.3% in 1984, before rising back to 18.4% by fiscal year 1989. Personal income tax revenues fell during this period relative to GDP, while payroll tax revenues rose relative to GDP. President Ronald Reagan&#x27;s 1981 cut in the top regular tax rate on unearned income reduced the maximum capital gains rate to only 20%—its lowest level since the Hoover administration. In 1986 President Reagan set tax rates on capital gains at the same level as the rates on ordinary income like salaries and wages, with both topping out at 28 percent.<p>My own take on all this is that the gold standard factor is minor compared to the &quot;tax efficiency&quot; advantages that Reaganomics gave to unearned income over earned income. Getting into the unearned income game requires capital to play. Raising that initial capital is the first hurdle. Once achieved, it is then possible to maintain and grow this unearned income. Since the 1986 tax reform tremendously lightened the load on higher earners and on capital gains on existing investments, that made it easier for higher earners to get into the game, and easier for the holders of existing investments to grow their unearned income.
xnameabout 10 years ago
&quot;Income growth of top 1%&quot; is a very misleading concept. It sounds like &quot;top 1%&quot; is a fixed group of people, and we are talking about their income growth. Actually it is not that case at all. It is the &quot;growth&quot; of income from &quot;top 1%&quot; at different time points. Because it is about different group of people from different time points, it is misleading to call the difference as &quot;growth&quot;. It&#x27;s like last year best student A got score 100, and this year best student B got score 110, and you call it the &quot;achievement growth of best student&quot;.<p>On the other hand, &quot;income growth of bottom 99%&quot; has the same issue, but it is less the problem, because 99% is a much more stable group of people. It&#x27;s like &quot;achievement growth of all students (except the best one)&quot;.
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