From <a href="http://www.alibabagroup.com/en/news/article?news=p150128" rel="nofollow">http://www.alibabagroup.com/en/news/article?news=p150128</a><p>Sesame Scores are indications of the users’ creditworthiness, which range from 350 to 950 points. Users will be able to check their Sesame Scores both in the Alipay Wallet mobile app and through merchant websites that accept Sesame Credit services. The higher the scores, the lower chance the user may default. The scores are calculated using five different factors, each with different weightings that can vary according to individual profiles:<p>Credit History reflects a user’s past payment history and indebtedness, for example credit card repayment and utility bill payments.<p>Behavior and Preference reveals a user’s online behavior on the websites they visit, the product categories they shop, etc.<p>Fulfillment Capacity shows a user’s ability to fulfill his/her contract obligations. Indicators include use of financial products and services and Alipay account balances.<p>Personal Characteristics examine the extent and accuracy of personal information, for example home address and length of time of residence, mobile phone numbers, etc.<p>Interpersonal Relationships reflect the online characteristics of a user’s friends and the interactions between the user and his/her friends<p>From another forum:
"TL:DR China will make this manditory in 2020 where they follow your social networking, give you a score, and give you benefits for being more in line with their ideals. Having friends with low scores will lower your score, and they tell you what everyone score is. Ostracizing people who do not agree with the government."