Problem I have: I need my banking app, my bank id app and instant-bank-money-transfer app that doesn't exist for Ubuntu Phone.<p>Without those apps, paying invoices takes too much time. I can't transfer money to my CC when I need it and I can't transfer money to my friends.<p>But worst of all, I can't login to 90% of all the governmental services that require bank id. They all exist for my Windows Phone though, which is an underdog enough for me.