Ask HN: What's a reasonable cash reserve to have for a bootstrapped startup?

I run a cash flow startup. We&#x27;re profitable and I&#x27;m building a cash reserve. Yesterday I read that TINT [1] uses a &quot;health ratio&quot; of cash&#x2F;monthly burn and theirs is like 1.6, meaning they have 1.6 months of cash reserve. To me that seems really low. I&#x27;m aiming for something like 12 months. Am I being too conservative? What do you guys have in your bank?<p>[1]http:&#x2F;&#x2F;www.tintup.com&#x2F;blog&#x2F;tough-times-dont-last-but-tough-startups-do&#x2F;