It sounds like you're pretty young, so I definitely don't think you should consider retiring, or even travelling the world, just yet. Let me tell you why.<p>I grew up in a very affluent area in Stockholm, and although my parents were far from 8 figures, we had it very comfortable. My parents were extremely strict about not spoiling us, so we got nothing for free. When I was around 15 or so however, my grandmother gave us a tiny inheritance so she could spend the rest of her money backpacking with a good conscience. Anyway, that very small amount of money meant that I could take long breaks from university to travel the world, live in Shaolin, China etc, and I definitely didn't have any financial motivation to work hard and finish university quickly.<p>I did have some great experiences, but I ended up never finishing my degree, despite also being very technical and finding university extremely easy. It hasn't been a problem for my career, but it has stopped me from pursuing other goals, such as getting a PhD.<p>What I'm trying to say is, very few people can handle being even slightly free from economic constraints without becoming idle, and as nice as idleness may sound, it's really harmful in the long run. If you're anything like me, you'll regret it.<p>I think the best thing you can do is to get a degree, not because you need it but because learning is interesting. If you're past that stage in your life, join a startup (such as ours, kitex.tech), your financial freedom means you don't have to get a second job, you'll be a great addition to any team.<p>If you really feel the urge, take a year to travel, but be disciplined about it. But in my experience, travelling, like anything, is much more rewarding when there's a goal. Better work with something that involves travelling to exotic locations, than bum around as a directionless backbacker.