"...and cash machines have been largely the same ever since."<p>Cash machines are on of the things I desperately want innovation and customization. If I go to an ATM more than twice and get the same amount of money, <i>I want that as a quick select option</i>. Same with language selection. The reason this isn't happening (as told by bank employees) is the regulation and the way the infrastructure is set up. But some storage coupled with one-way encryption on the machine itself (no protocols or data-transfer problems) should be possible, no?<p>Also, I'd like big red warning stickers on ATM's that run Windows NT or 98 still, so I can avoid them at all cost ;)