If you want to allocate money to charity now and you're currently unsure how best to do so, maybe you should consider using a donor-advised fund [1]. I prefer Vanguard [2].<p>[1] <a href="http://en.wikipedia.org/wiki/Donor_advised_fund" rel="nofollow">http://en.wikipedia.org/wiki/Donor_advised_fund</a><p>[2] <a href="https://www.vanguardcharitable.org/content/donoradvisedfunds.html?c=3" rel="nofollow">https://www.vanguardcharitable.org/content/donoradvisedfunds...</a>