I have to say, this is utter garbage. Or, it's an interesting concept poorly thought out and implemented.<p>You get "a point" for having a significant other or a serious relationship? Well, what if your significant other (like my wife) is a very smart person you can bounce ideas off of, and makes enough money on their own to pay all your basic bills and living expenses (also canceling out your +1 for a mortgage drag point)?<p>And you get 1 point for every 5 years after 20? Maybe make 30 the baseline there, but really that whole calculation is just off. When I'm hiring someone at a startup I tend to cringe at the 25-and-under crowd with startup stars in their eyes and no experience. THEY are drag on the organization because the majority of them don't know how to work independently and don't know what the company is supposed to look like in 5 years, so they lack a lot of vision and understanding (sorry if this offends anyone reading this, but I've always advocated that people get some real-company experience BEFORE joining a startup).<p>I can see how the kids thing might cramp things a bit (in theory I guess, I don't have any kids, so no real experience there).<p>I also wouldn't recommend that someone rush into their next venture after something else winds down or blows up (as the author of this article did). That seems like a great formula for making poor decisions, fighting some invisible ticking clock.<p>Ugh. I hope nobody actually takes this article too much to heart.