I don't think it's too late, but crypto currencies are far too volatile in my opinion.<p>E.g when ethereum plummeted to 10 cents it was ideal to buy, but you have to have you ear to the ground.<p>What if the upcoming bitcoin fork will drive the price of 1 btc to 200k usd? what if to 5 cents? what if those values won't change for the next 2 years?<p>I won't be able to sleep at night knowing I have a lot of money invested in a volatile asset like this.