I'll concede that <i>if</i> any of these happen, then I might just turn into a believer, but I think it very unlikely.<p>On 1. I have yet to see an example of where decentralization through block-chain solves a problem more efficiently than an existing centralized service. Also, a lot of projects seem to be issuing tokens where they really aren't necessary, or are solutions in search of problems.<p>2. Can't see that happening either. There is a reason for central banking's existence and crypto currencies are just reinventing them (I'm saying that in the end crypto currencies are just going to become centralized and regulated).<p>3. I'm not familiar with how things are done in the valley, but this seems like a terrible gamble from the employee's perspective.<p>It seems like a lot of crypto enthusiasts like crypto because the nerds like crypto and the nerds would be smart with their financial planning, wouldn't they? Yet reading comments on HN suggests that crypto doesn't universally appeal to nerds.<p>(to clarify, I'm a nerd for who crypto doesn't hold appeal)