I always find it interesting/dismaying how quickly people think the economy can react to changes in policy. For a single family, a change in economic status, such as a new job, pay rise, etc. takes at least many months or years to have a meaningful effect on debt and financial health of that family. A giant economy would take much longer, a few years at minimum, so see the true effects. It’s like steering a giant ship in the water; you can’t make changes and expect it to immediately have an effect. Any benefits we see right now are either a result of the previous administration’s policies, or in the case of the stock market, pricing of future expected gains already made in the market.