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Ask HN: I need to make extra $20k for a mortgage balloon payment. Any advice?

3 点作者 selamin超过 6 年前
I&#x27;m in a tight spot and need to figure out how I can make an extra $20,000 dollars for a balloon payment on my mortgage. It&#x27;s been a rough year personally and this somehow slipped off my radar and it&#x27;s become an urgent issue.<p>I&#x27;m very experienced web developer and I do mostly contract work and sell a few products. I have easily made $20k in a month several times before, but those months are unplanned, and I just happened to book a lot of work.<p>Does anyone have any advice about how I can book $20k in work this month? Or sell one of my existing products?<p>Some of my work:<p>https:&#x2F;&#x2F;duetapp.com<p>https:&#x2F;&#x2F;theanchorapp.com<p>http:&#x2F;&#x2F;getsoloapp.com<p>http:&#x2F;&#x2F;boulevardjs.com&#x2F;examples<p>I also have lot&#x27;s of client work, mostly startups and some enterprise customers, which I&#x27;m happy to share privately.

3 条评论

charlesdm超过 6 年前
The quickest way would likely be to borrow it from somewhere else. Do you have any shares in an investment portfolio by any chance?<p>If you transfer those to Interactive Brokers, it&#x27;s quite easy (and relatively cheap -- 3.7% a year) to borrow money against them (margin debt). Unless markets crash tomorrow that should allow you to bridge things.
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InfamousRece超过 6 年前
You can use Plastiq (<a href="https:&#x2F;&#x2F;www.plastiq.com" rel="nofollow">https:&#x2F;&#x2F;www.plastiq.com</a>) to put it on a credit card, but this comes with a 2.5% fee (which will be $500 in your case, so quite steep).
zapperdapper超过 6 年前
With your income a personal loan, say over five years, should be doable.