ALl those with fire damages should think about suing the Sierra Club. For decades the forestry service wanted to trim low growth and have periodic controlled burns (usually in zero wind and medium damp conditions) to clean out the understory growth left by clear and other tree harvesting. The Sierra Club fought this trimming - they wanted a 'natural forest' - get wise, goofs, a natural system uses fire from lightning to do just what happened.
More smaller fires are needed to head off these monster fires.