I just dealt with American Public Life. I had to mail or fax (I went mail, fax is harder for me) all my forms and documents to get a claim started. Several days later, I was able to see that my claim required more information online by manually checking the site several times a day, no email notice about a claim update, I also got a notice in the mail 3 days later. I was able to ask them, via a contact web form, "is there a way to send docs electronically?" to which I got a "secured" reply to my email via "proofpoint" stating I must mail or fax all documents. Noticing there was an option to attach a file in proofpoint system, I ignored the requirements and sent the PDFs anyway. They accepted them but with a stern warning that I should mail or fax all documents if I want to ensure they will be associated with my claim. All this printing, signing, mailing, waiting, waiting, waiting, rinse, repeat, is a huge waste of resources and human life.