I cannot fathom the logic here. Movers and shakers who shape the world pissing away resources on some kind of personal "insurance" if everything goes to hell instead of investing in making sure things don't go to hell.<p>If they put half as much time, money, thought and effort into fixing some of the glaring boils on the butt of the world, they could stop metaphorically sucking their billion dollar thumbs this way.<p>There is plenty of evidence that a lot of the financial distress in the US of the masses is rooted in a lack of genuinely affordable housing -- and, no, I don't mean poverty housing. In 2010, an architect coined the term "missing middle housing" to describe middle class housing historically widely available in walkable urban neighborhoods that we have largely zoned out of existence. In the last roughly fifty years, we've torn down a million SRO's in this country.<p>Health care. We need a single payer system. The ACA is not a great solution. It was just the most politically viable. Frankly, that sucks.<p>This country already has a system where you flash an ID and get care and there is minimal paperwork and almost no billing. It's well-established and well-developed, but it only serves military members, retirees and their dependents. We don't need to look to other countries and wonder how they do "free" medical care. We have a system on US soil doing that.<p>Research shows that proper medical coverage helps reduce homelessness. If you provide proper medical coverage and make appropriate housing available to the masses at a reasonable cost, then we can stop living in dread of the collapse of civilization.<p>I blog, but I have no audience and can get no traction. If rich guys in SV propose ridiculous solutions, like UBI, they get interviews and yadda and everyone takes it seriously, though they aren't actually particularly qualified to propose some solution and it looks to me like BS preening. I feel like if I say too much on such subjects, I risk being banned from HN because I'm just a woman, I'm quite poor and I was homeless for years and yadda. If rich people who haven't actually studied it say something, it's charity or kindness of some nonsense like that. I've actually studied this stuff, but if I say something, it's "political" because I'm not the right kind of people and Hacker News eschews politics.<p><a href="https://en.wikipedia.org/wiki/Single_room_occupancy" rel="nofollow">https://en.wikipedia.org/wiki/Single_room_occupancy</a><p><a href="https://streetlifesolutions.blogspot.com/2018/12/the-missing-middle.html" rel="nofollow">https://streetlifesolutions.blogspot.com/2018/12/the-missing...</a><p>I've redacted multiple paragraphs of "Doreen is finally snapping after 9.5 years of being essentially shunned and yadda."<p>Could someone kindly tell me where and how I can successfully get an audience and some kind of engagement, in spite of being the wrong gender and the wrong socioeconomic class? I would be happy to just go the fuck away and leave you folks alone who clearly want nothing to do with me if I could find some means to get engagement elsewhere.<p>Thanks.