Chance for HNers to play the role of an investor and give someone a chance to break out of poverty. Funding amount won't break the bank for most of us.<p>Personally, I will be picking 5 whom I believe will give me the most chance of getting back my money. If I get back my money, the personal satisfaction that I know that person has succeeded and I had made the right investment will make me really happy and the cycle continues .... :)