<i>66% of couples pool their resources and expenses, while the other 34% divide their bills equally each month.</i><p>I'm not sure this should make an entire 100%. My wife and I do not pool our resources and expenses, but nor do we divide our bills equally (I pay for 90%+ of them).<p>The 6 month "emergency fund" advice only comes third in the list but I'd put it at #1 with a bullet. If you can maintain <i>that</i>, even if you screw up your budget or spend frivolously, you've got an important safety device to keep your back.<p>I'm also surprised that <i>"designate the most financially knowledgeable spouse as the financial decision maker"</i> only comes in as advice from 3% of couples. Every couple I know in real life and have discussed finances with has one of the couple handle 90% of financial decisions due to a lack of knowledge/interest from the other party. I think it's great advice, too. Stick to what you're good at - that's why I don't do the cooking.