I'm going to be frank, this looks incredibly pretentious. That said, I'm a really big fan of these new online only banks popping up and once I read the fine print, I might give it a try.
If they give 2% rewards and 2% interest on savings, where does their money come from? It this just another VC-subsidized growth-hack that will eventually devolve into 0.01% returns?
I'm perfectly happy with my Ally 2.2% savings account+ numerous cash back credit cards but this would be a neat card for someone switching over from Wells Fargo/BoA with their atrocious .1% savings accts.