I did.<p>It was 2012. I was kind of 33.000 USD in debt, wife pregnant with the first baby.<p>Trying to interview at significant companies (Dell, HP, Atlassian, etc.) none was given me nothing.<p>One friend of mine who had access to the HR feedback said I was too confident and I should try to appear less skilled as the manager was kind of afraid.<p>The situation was so bad I had a google spreadsheet with places I sent resume, results and etc. Kinda my personal job analytics.<p>(checked the spreadsheet now...that was depressing)<p>No money, no jobs, a kid on the way and wife declared:<p>--- "It is very disappointing having to pay the bills for you."<p>Then I got one call from a person willing to do consulting, they had some problems with their billing system.<p>Solved the problem and watched them work thinking about how I can help them more. I saw two employees matching online payments with the billing system.<p>That struck me... The whole process was old and archaic and prone to errors. So I propose to them do a payment processor.<p>They had that idea before, and another specialist told it will cost 300K and 1 year to make it, so they are not sure about all that investment.<p>Well, I offered:
1. I do for you in 2 months;
2. I want X% of payments
3. If I fail, you don't pay anything;
4. Honesty<p>Now we are on the 3 years going strong, and I think I will expand it more.
I am not rich but I can pay some bills, and my customers are pleased.<p>Six months ago I asked my customer:
"When was the last time you had a billing or payment problem?"<p>And he really paused and realized that it was long ago.<p>Got my Cheque and sent a cake to their team. Win-WIn<p>Tl-Dr; Being a loser is a TEMPORARY stage keep fighting and looking for opportunities to serve and help your customers make more money.