How misleading.. There are a ton of places to invest money. My personal favourite are businesses and real estate.<p>There's two things in common with businesses and real estates as a form of investment:<p>1. They build equity for you in two ways: cash flows and appreciation<p>2. Businesses & real estate are some of the most transparent vehicles when it comes to doing research on whether it's a good investment or not. This is in comparison to investments like stocks where information might not be as transparent or as easily accessible as doing research for a real estate or a business.<p>Not only that but when it comes to an investment like real estate, some people are unknowingly leveraging in an environment where real estate has consistently appreciated 4% per annum for the past hundred years.<p>Consider this:<p>If you purchase a $100,000 house at fair market value for 10% down, you borrow $90,000 and drop $10,000 as down payment.<p>If it appreciates at the historical average rate of 4% per annum, your house is worth $104,000 next year.<p>You sell your house at $104,000, and paying off your mortgage ($90,000), you pocket $14,000, a 25% return on investment ($4000/$10,000).<p>Obviously this excludes variables like rent, interest, or mortgage but the illustration shows how a simple real estate investment can turn out to be a far better investment than it would otherwise show on paper (4%).<p>If there are 'too few places' to invest your money, there's always businesses or real estate. There's a compelling article here that further suggests why real estate might be the most consistent way of building wealth: <a href="https://digitalyse.io/why-real-estate-investing-is-the-most-consistent-way-of-building-wealth/" rel="nofollow">https://digitalyse.io/why-real-estate-investing-is-the-most-...</a>