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The Library Card Project: The Ease of Forming Anonymous Companies in the U.S.

198 点作者 resalisbury将近 6 年前

27 条评论

phendrenad2将近 6 年前
Interesting historical tidbit: Many libraries had very lax requirements for library cards pre-9&#x2F;11. The PATRIOT Act forced them to collect more information. <a href="https:&#x2F;&#x2F;sfpl.org&#x2F;index.php?pg=2000060501&amp;fullsite=true" rel="nofollow">https:&#x2F;&#x2F;sfpl.org&#x2F;index.php?pg=2000060501&amp;fullsite=true</a>
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dfeojm-zlib将近 6 年前
Here&#x27;s an example of what you need for a Delaware C-corp:<p><a href="https:&#x2F;&#x2F;www.incnow.com&#x2F;delaware-corporation&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.incnow.com&#x2F;delaware-corporation&#x2F;</a><p>- Name of the corporation<p>- Name and address of the Registered Agent of the corporation (usually a mail forwarding service)<p>- Statement of the type of business that the corporation will engage in<p>- Number of shares of authorized stock that the corporation will issue<p>- Par value of each share<p>- <i>Name and signature of the incorporator</i><p>- Indemnification clause for breaches of Duty of Care<p>- Allowance for Director Amended Bylaws<p>----------------------------<p>Library card, i.e., Mountain View, California:<p><a href="https:&#x2F;&#x2F;library.mountainview.gov&#x2F;selfreg" rel="nofollow">https:&#x2F;&#x2F;library.mountainview.gov&#x2F;selfreg</a><p>- (photo identification)<p>- (address verification)<p>- Last Name: *<p>- First Name:*<p>- Middle Name:<p>- Street Address:*<p>- City, State, &amp; Zip:*<p>- Phone number:* (XXX-XXX-XXXX)<p>- Birthdate:* (MM-DD-YYYY)<p>- Email address:<p>* Required<p>----------------------------<p>Required by: Sections 214-216 PATRIOT Act of 2001<p><a href="http:&#x2F;&#x2F;www.ala.org&#x2F;advocacy&#x2F;advleg&#x2F;federallegislation&#x2F;theusapatriotact" rel="nofollow">http:&#x2F;&#x2F;www.ala.org&#x2F;advocacy&#x2F;advleg&#x2F;federallegislation&#x2F;theusa...</a><p><a href="https:&#x2F;&#x2F;www.congress.gov&#x2F;bill&#x2F;107th-congress&#x2F;house-bill&#x2F;03162" rel="nofollow">https:&#x2F;&#x2F;www.congress.gov&#x2F;bill&#x2F;107th-congress&#x2F;house-bill&#x2F;0316...</a>
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hak8or将近 6 年前
This varies extremely across various states and cities. If you live in new York city for example, to incoroerate an llc, you need to take out a section in a news paper to say you created an llc of name so and so, every day, for like a week, within a year (if I remember right) of your incorporation. Across three news papers too.<p>If you go &quot;OK fine, I will incorporate elsewhere, like Delaware&quot;, then NYC views you as a foreign investor and mandates you still do the news paper thing.<p>Here is the kicker though, the news paper you are allowed to do this in vary based on county. You live in queens? That&#x27;s a solid few thousand dollars. Brooklyn? Also a few thousand. Staten island? Less than $300.<p>If you do not do this then the enforcement mechanism is that when you get sued, then a court can take back the corporate veil perk of your llc (llc is void so it turns into a sole proprietorship I think) and go after your personal assets if you loose a lawsuit.
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Mountain_Skies将近 6 年前
Went to rent a mailbox at the UPS Store. My drivers license and passport weren&#x27;t enough identification. I needed something additional. The owner suggested I get a library card and then he could rent me the mailbox. What did the library accept as identification? My drivers license. That was all. Seemed like a weird little bit of bureaucratic red tape that accomplished pretty much nothing.
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rwbt将近 6 年前
Sure you don&#x27;t need much &#x27;info&#x27; to create a corporation. But if said corporation has any income&#x2F;employees the reporting and maintenance requirements are far greater than maintaining a library card.
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reaperducer将近 6 年前
I don&#x27;t see the problem with this.<p>With a library card, a person can act irresponsibly with public property.<p>With a corporation, a person can act irresponsibly with private property.
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rahimnathwani将近 6 年前
The information for California is incorrect. At least in San Francisco:<p>- you can get a library card without any proof of address (with this type of card, you can only check out one physical item at a time: <a href="https:&#x2F;&#x2F;sfpl.libanswers.com&#x2F;faq&#x2F;129952" rel="nofollow">https:&#x2F;&#x2F;sfpl.libanswers.com&#x2F;faq&#x2F;129952</a>)<p>- Phone number and email address are each optional fields on the application form: <a href="https:&#x2F;&#x2F;sflib1.sfpl.org&#x2F;selfreg" rel="nofollow">https:&#x2F;&#x2F;sflib1.sfpl.org&#x2F;selfreg</a>
bdcravens将近 6 年前
A library is loaning you property, usually collateral-free. A corporation is just a placeholder essentially for the activities it will perform, each of which will likely have far more stringent requirements than a library card.
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mch82将近 6 年前
This isn’t true.<p>Here are the instructions for incorporating in Delaware: <a href="https:&#x2F;&#x2F;corp.delaware.gov&#x2F;howtoform&#x2F;" rel="nofollow">https:&#x2F;&#x2F;corp.delaware.gov&#x2F;howtoform&#x2F;</a><p>A form an cover sheet are required. Plus, there is an obligation to submit an annual tax filing with lots of information.<p>Here is the online application for a library card in Orange County, CA: <a href="https:&#x2F;&#x2F;web.ocpl.org&#x2F;n&#x2F;LibraryCardApplication&#x2F;" rel="nofollow">https:&#x2F;&#x2F;web.ocpl.org&#x2F;n&#x2F;LibraryCardApplication&#x2F;</a><p>I’m sure things vary state by state, but I’ll leave that for others to comment.
lloydde将近 6 年前
reminds me of other reading from today. You can get a US National (healthcare) Provider Identifier (NPI) without any verification:<p><i>&gt; @Aetna @Cigna @UHC 27&#x2F; Medicare officials declined to be interviewed about Williams. But in a statement, they acknowledged that the agency doesn’t verify whether an NPI applicant is a medical provider or has a criminal history.</i><p><a href="https:&#x2F;&#x2F;twitter.com&#x2F;marshall_allen&#x2F;status&#x2F;1152243614950576128" rel="nofollow">https:&#x2F;&#x2F;twitter.com&#x2F;marshall_allen&#x2F;status&#x2F;115224361495057612...</a><p><i>&gt; @Aetna @Cigna @UHC 16&#x2F; He kept getting new NPIs. For every application, Williams also obtained a new employer identification number, used for tax purposes.<p>But he never hid who he was, using his real name, address and phone number on the applications.<p>Medicare gave him 20 NPIs!</i> <a href="https:&#x2F;&#x2F;twitter.com&#x2F;marshall_allen&#x2F;status&#x2F;1152241484315406338" rel="nofollow">https:&#x2F;&#x2F;twitter.com&#x2F;marshall_allen&#x2F;status&#x2F;115224148431540633...</a><p>edited: provided the NPI meaning.
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WarOnPrivacy将近 6 年前
Preface: I keyword searched for &#x27;county&#x27; &amp; &#x27;counties&#x27; on this page &amp; didn&#x27;t see my point raised.<p>The article compares library cards state by state. However, I&#x27;ve never heard of a state issued library card, only county, city or other local municipality.<p>My point is I&#x27;m not clear where the researchers found 50 sets of state library card requirements.<p>There&#x27;s ~3000 counties and at least 4000 cities in the US. Somewhere in those numbers ought to be how many different sets of library card requirements, there are in the US.
theDoug将近 6 年前
&gt; To obtain a library card in any state in the U.S., the applicant must be the person who will ultimately be controlling&#x2F;using the card, and a significant amount of identifying information must be provided by the person to the state in order to obtain the library card.<p>This is nonsesne, or at least was here in Sunnyvale California. I walked in with a phone bill. No ID, nothing else. In hindsight it probably could have been anyone&#x27;s bill, or even a fake.
mindslight将近 6 年前
Based on the title, I thought this was going to be a hackeresque how-to style thing, distilling techniques that the rich use and getting them into the hands of every day people. But no, rather it&#x27;s a call for legislation that will stifle less-moneyed actors, keeping the privilege reserved for the elite. The end result would undoubtedly contain a loophole akin to FACTA&#x27;s directly-held art exemption.
lone_haxx0r将近 6 年前
&gt; To form a company in any state in the U.S., it is not necessary to identify or provide any information about the person(s) who will be ultimately be controlling the company. In some cases it isn’t even necessary to provide information about who will be managing the company and, where some information about managers (i.e. officers or directors) is required, it is very limited.<p>That&#x27;s actually great!
Kaveren将近 6 年前
Creating companies should be as frictionless as possible. You shouldn&#x27;t need to provide much information at all, and it should be extremely cheap. Some states do this pretty well, others not so much.<p>I&#x27;d rather a library card take almost no information as well, but you could run into issues with stealing, so it makes sense that it would take more.
quartz将近 6 年前
Starting a business should be something anyone in the US can do without hiring lawyers and wading through complex paperwork.<p>In Massachusetts you can even download a fill-in-the-blank articles of organization and look up the filed articles for any existing company online if you want to see how others are doing it.
seizethecheese将近 6 年前
One pays to become a corporation. One gets a service from a library card. Makes some sense.
ars将近 6 年前
It says &quot;significant&quot; amount of info for a library card. Yet every library I&#x27;ve ever registered at just needed a piece of mail with your name on it. That&#x27;s it.
drbojingle将近 6 年前
Great, I&#x27;ll get my kids corporations for their 7th birthday.
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dredmorbius将近 6 年前
The reasons for requesting robust identification for those filingbfor incorporation, dismissed by several comments here, are given in the first parafraph of the linked report:<p><i>In early April 2016 the largest cache of private documents in history were leaked to journalists and subsequently exposed the shadowy world of offshore tax fraud, money laundering and corruption that hides behind anonymous shell corporations. The documents, which included email, incorporation papers and other private communications, were from a little-known Panamanian law firm called Mossack Fonseca and were released by the nternational Consortium of Investigative Journalists which had received them from a whistleblower. The ensuing scandal followed two others before it – Lux Leaks and Swiss Leaks which were related to bank-enabled tax evasion – but dwarfed them in the sheer amount of data involved.</i><p><a href="https:&#x2F;&#x2F;secureservercdn.net&#x2F;45.40.149.159&#x2F;34n.8bd.myftpupload.com&#x2F;wp-content&#x2F;uploads&#x2F;2019&#x2F;03&#x2F;GFI-Library-Card-Project.pdf" rel="nofollow">https:&#x2F;&#x2F;secureservercdn.net&#x2F;45.40.149.159&#x2F;34n.8bd.myftpuploa...</a><p>The Securities Act of 1933, setting among the few national registration requirements in the USstates as its basis, following an episode of history in which such need was established:<p><i>To provide full and fair disclosure of the character of securities sold in interstate and foreign commerce and through the mails, and to prevent frauds in the sale thereof, and for other purposes.</i><p><a href="http:&#x2F;&#x2F;legislink.org&#x2F;us&#x2F;pl-73-22" rel="nofollow">http:&#x2F;&#x2F;legislink.org&#x2F;us&#x2F;pl-73-22</a><p>The history of Delaware incorporation law makes clear at numerous point obligations for good-faith dealings and power to pierce the legal fictions of incorporation:<p><i>It is well settled that a court of equity may disregard formalities and break through the shell of fictions in order to prevent, or undo fraud. ...</i><p><i>Directors of a corporation are trustees for the stockholders, and their acts are governed by the rules applicable to such a relation, which exact of them the utmost good faith and fair dealing, especially where their individual interests are concerned.&quot;</i><p>&quot;A History of Delaware Corporation Law&quot; <a href="http:&#x2F;&#x2F;www.djcl.org&#x2F;wp-content&#x2F;uploads&#x2F;2014&#x2F;07&#x2F;A-History-of-Delaware-Corporation-Law1.pdf" rel="nofollow">http:&#x2F;&#x2F;www.djcl.org&#x2F;wp-content&#x2F;uploads&#x2F;2014&#x2F;07&#x2F;A-History-of-...</a><p>(Though concern for general public trust is notably absent.)<p>See also KYC. (know your customer) laws in banking.<p><a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Know_your_customer" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Know_your_customer</a><p>Note that incorporating is not <i>necessary</i> to run a business -- sole proprieterships and partnerships exist. Incorporation extends specific legal protections by the state in return for net social benefit. In theory.
OrgNet将近 6 年前
they should just mail a library card to everyone who is entitled to it? or maybe just check your id when you try to borrow a book
flattone将近 6 年前
from a &quot;which has greater social liability&quot; the title makes sense, in that the circumstances are counter intuitive.
Havoc将近 6 年前
haha...knew what state would be the focus without even opening the link.<p>I&#x27;m not even in the US and we see a ton of Delaware entities.
starlig-ht将近 6 年前
Can a corporation get a library card?
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jdoliner将近 6 年前
I don&#x27;t see any particular reason why the identification process for a corporation should be more stringent than a library card. What is astonishing to me is that both are meaningfully more stringent than voting. In Minnesota for example, all one needs is another registered voter to vouch for them.<p><a href="https:&#x2F;&#x2F;www.sos.state.mn.us&#x2F;elections-voting&#x2F;register-to-vote&#x2F;register-on-election-day&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.sos.state.mn.us&#x2F;elections-voting&#x2F;register-to-vot...</a>
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rpiguy将近 6 年前
As it should be.
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stonogo将近 6 年前
This comparison is stupid. Corporate registration is explicitly public information. Librarians are notorious for the fervency with which they protect the personal information of library patrons.
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