This article has me shouting at my screen. I'll try to condense to one point:<p>> Earlier this year, Mr. Guzman put his credit cards in a Ziploc bag with water and placed it in the freezer. In May, however, they went to two weddings, and needed a card to cover the cost of a gift and a rental car.<p>1. You're never required to attend a wedding
2. You can give gifts with minimal cost<p>When I got married, I had a friend who was unemployed at the time. Didn't expect a gift, but they still took the time to go out of their way and provide baked goods they homemade for the wedding party. Can't bake? Write a nice letter or compose a song.<p>You can't mismanage your money, go into debt, and point your finger at anyone but yourself. Can't afford a new car? Don't buy one - buy a used one instead. Can't afford to travel to a wedding? Don't go, send the appropriate cards and letters and niceties. Buried under credit card debt? Don't have a kid yet, don't go get a dog, stop buying on credit.<p>Yes there are some terrible woes around medical debt, and that's a serious problem we should evaluate and fix, but you can't blame "the economy" or "society" for what is just an inability to manage your money.