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Ask HN: Founders (and CFO's) – what do you wish your bank did better?

11 点作者 krel超过 5 年前
What are your main issues dealing with your company bank, and what do you wish they did better?<p>To give some context: We&#x27;re now trying to set up a company bank account and it&#x27;s a terrible experience. As a user, you feel ignored in a way that reminds me of how most enterprise software companies acted 10+ years ago.<p>I want to know if this is an outlier or the tip of the iceberg and the experience just gets worse from here.<p>(Please state if you&#x27;re located in Europe. Thanks!)

3 条评论

BjoernKW超过 5 年前
I&#x27;m located in Europe. I wrote about this here in the wider context of accounting: <a href="https:&#x2F;&#x2F;bjoernkw.com&#x2F;2016&#x2F;04&#x2F;03&#x2F;accounting-in-2016&#x2F;" rel="nofollow">https:&#x2F;&#x2F;bjoernkw.com&#x2F;2016&#x2F;04&#x2F;03&#x2F;accounting-in-2016&#x2F;</a><p>Not much has changed since then. I still can&#x27;t have my accounting software automatically import bank statements from my business account. I need to manually log in to the online banking app, download a CSV export file, convert that to an MT940 file (using <a href="https:&#x2F;&#x2F;github.com&#x2F;msc01&#x2F;soacsv2mt940" rel="nofollow">https:&#x2F;&#x2F;github.com&#x2F;msc01&#x2F;soacsv2mt940</a> ) and finally import that into my accounting software.<p>So, my main issue is with APIs and data availability - or rather lack thereof.
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TaylorGood超过 5 年前
So what I take from your post and comment is that the issue is based on your needs and the bank you chose. Where is the disconnect between both sides?<p>In the state of California I&#x27;ve setup a few business checking accounts, all through Chase. Primarily LLC&#x27;s and or Corps. Zero issues simply by bringing required items listed on their website. On average ~30 minutes to setup checking account - and I have checks in hand with a debit card being sent.
herendin2超过 5 年前
Suggest could you start the conversation by saying more about your own experiences and requirements?
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