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Ask HN: Credit Freeze Recommendations

3 点作者 boredgamer2大约 5 年前
What mechanism do you recommend to freeze (and monitor) your credit?

1 comment

gt2大约 5 年前
You can send requests directly to each bureau if I remember correctly. Some cost a bit more to do it electronically, but it&#x27;s all pretty low, 5-15 bucks I believe.<p>Then they each have a similar but slightly different way of unfreezing it. And some allow it to be unfrozen for a short amount of time, or for 1 request, or for a specific merchant.<p>Seems there&#x27;s a lack of standards there and I wondered if it works. I verified it did when I tried to sign up for a new cell plan in a mall once and they said it was frozen. Said I would need to unfreeze 2 of the bureaus if I wanted a chance at passing their credit check.