Show HN: Rent vs. Buy Housing Calculator

If you add annual maintenance costs, then your calculator would be something I would recommend to people who are considering purchasing a house. I&#x27;ve seen suggestions that the annual cost would be 1% of the total house value, but I&#x27;ve also seen a value for that as high as FOUR percent!<p><a href="https:&#x2F;&#x2F;www.thebalance.com&#x2F;home-maintenance-budget-453820" rel="nofollow">https:&#x2F;&#x2F;www.thebalance.com&#x2F;home-maintenance-budget-453820</a><p>The mortgage market is very lucrative when it comes to adsense and other monetization strategies. If you could find a way to market what you&#x27;ve created, you could manage to generate significant passive income (a.k.a., the gift that keeps on giving).

Cool calculator.<p>One thing that is missing is the opportunity cost of the down payment.<p>Also, in fairness, the renter scenario should be a smart renter that invests their money. Typically, a renter will have lower monthly housing costs in the beginning and will have more money for investment.<p>Ideally, the net worth should be compared after 25 years or something.

Hey folks, I built this NPV calculator in Python a couple years back, before I bought my first house. Here it is again, rewritten it in React&#x2F;Recharts. Let me know if its helpful and if you have any feedback!