i never understand why we all so easily trust creditcards. i also do it.<p>a system that basically needs an attacker to just see'n'remember both sides of your card (that you need to keep with you and not is safe) in order be able pay with your money until the card gets disabled or expires.<p>i noticed in the US people use it to pay by phone, and shops tend to keep that data for convenient repeat purchases.<p>i need a card for payments online and visits outside europe (especially visits to the US). i'm glad that i have one for those occasions, but i cannot say i think it is a safe system -- it is also constantly under attack.<p>in the netherlands there's a payment system that most-if-not-all webshops are subscribing to. it redirect you from the shop to the internet banking app of your own bank, there you pay (with some 2-factor kind of authentication), after which you're redirected back. i cannot help feeling a lot safer. :)