There's a decent bit of M&A activity going on in finanacial services lately- SoFi recently announced going public, Simple being dissolved after BBVA merging with PNC, Lending Club merging with Radius Bank, and now Plaid's merger termination with Visa. Lots more demand exists for building fintech tools, since significantly more transactions that would normally take place in-person have moved towards being online due to the pandemic. It makes a lot more sense for the whole ecosystem to move towards being data-driven and API-friendly both for consumers to to have less friction between services, and for businesses to deliver a better customer experience. Having the merger fall through is probably better on all sides such that one corporation doesn't retain too much power and act as monopolistic gatekeeper driving up fee prices.<p>Also, wanted to say thanks to Zach for doing a Fireside Chat with Lambda School students last month! It's great to hear from your perspective about industry knowledge & experience in order to prepare for a career in tech.