My own anecdote:<p>My daughter was 1ish at the time, and I sat her down while I grabbed something from the fridge. Windows 98, locked.
When I came back the screensaver was on, the password dialog was still up, <i>but the desktop was fully functional in front of it</i>. I could navigate, open applications, and everything else.<p>Still no idea how she did it, but that’s not the first or last time she surprised me :)