Stripe Payment Links

(Stripe cofounder.)<p>While there are lots of antecedents (this is, after all, just a checkout page with a URL), and even though this was substantially inspired by the growth of the no-code ecosystem[0], the thing that&#x27;s interesting to me about the payment link &quot;space&quot; is that it&#x27;s a use case that really took off in other markets first -- Nigeria, India, Philippines, etc. I suspect that staying abreast of important new patterns emerging outside US&#x2F;Europe will become more important for many businesses in the years ahead... there are a lot of legacy assumptions being questioned.<p>And feedback very welcome on our Payment Links product itself!<p>[0] We were excited to have Ben Tossell, one of the original no-coders, as one of our beta users: <a href="https:&#x2F;&#x2F;twitter.com&#x2F;bentossell&#x2F;status&#x2F;1397246339898093568" rel="nofollow">https:&#x2F;&#x2F;twitter.com&#x2F;bentossell&#x2F;status&#x2F;1397246339898093568</a>

Gumroad?<p><a href="https:&#x2F;&#x2F;twitter.com&#x2F;shl&#x2F;status&#x2F;1397254513627705345" rel="nofollow">https:&#x2F;&#x2F;twitter.com&#x2F;shl&#x2F;status&#x2F;1397254513627705345</a>

Does this support limited inventory? e.g. I want to sell only one item for a certain SKU. If two people have the link, only the first person to purchase should succeed, while the 2nd person should get a &quot;This item is no longer available&quot; message instead of being charged.

I absolutely love this. Last year during the pandemic, we were using Eventbrite to process payments for events we were running. The cash we were getting was keeping our business going, until they decided to change their policy regarding pay outs (presumably due to cash flow issues of their own).<p>In the end we found that using Typeform with a Stripe integration was the best way to reliably and quickly transact with our customers, so I&#x27;m extremely pleased Stripe has released a no code checkout experience of their own. Really excited to use this. Thank you Stripe.

This. is. going. to. be. HUGE!<p>Lots of companies Stripe has replaced because of this. I can see new areas of businesses being launched because of how easy Stripe has made it to be paid online, all with no-code!<p>No more third parties or complex developer integrations or a cut, only get paid with a link with Stripe, That&#x27;s it!<p>I welcome this!

We used this link model in Brazil (custom made) for a client that has a B2B2C platform where vendors (shop owners for a specific industry) use the client&#x27;s platform as an endless aisle option. We had a challenge for the payment side because:<p>- the payment needed to be to our client and not the vendor (to avoid double taxation);<p>- integrating to the POS machines of more than 100K vendors was unfeasible;<p>- The client wouldn&#x27;t trust typing credit card info into the vendors computer&#x2F;tablet&#x2F;mobile.<p>So the solution was to use a link that could be send (whatsapp, sms) or read (QR Code), that would take the client to a checkout and payment secure site to finish the transaction.<p>With mobile wallets penetration increasing we can make more sophisticated solutions where the link would connect directly to the wallet. But for now we are working with link&gt;payment.

This is pretty great, but I think some people are overestimating the significance of this - PayPal.me has existed for a while and it hasn&#x27;t exactly killed off small payment providers.

This is absolutely the worst news for Shopify.<p>A very large portion of SMBs want to sell a handful of things without the overhead of maintaining and paying over the top for a e-commerce cms.<p>This plus social media will be a huge win for a lot of businesses

I love watching Stripe going upmarket with e-comm streamlining offerings (links, subscriptions), the foresight shows (payment commodification eventually, Value Add Is The Way).

I&#x27;m in Mexico right now and the gif&#x2F;video animation was in Spanish. A+ for polish.

Off topic: can anyone recommend a Stripe alternative that&#x27;s a bit less risk averse than stripe is?<p>I&#x27;m trying to test the water with a service in the crypto space (it&#x27;s not about selling&#x2F;buying cryptocurrency, but about automating some stuff regarding blockchain interaction). I got declined by Stripe based on their terms of service (i.e. don&#x27;t mention the word blockchain).<p>I&#x27;m currently looking into payrexx (however seems way less polished than Stripe), and I&#x27;ve heard about Ayden and Mollie (don&#x27;t know if they are equally conservative). Any recommendations?

I quickly looked around but I couldn&#x27;t get an idea on how Stripe handles the AML and similar complience stuff on this.<p>There have been similar services for years now, one is especially popular among people who sell illegal items and services like IP TV for pirated premium sports channels since they can quickly create per order link that is disguised as selling hamster supplies or drilling heads.<p>Shady transactions are never out of reach, I just stumbled upon on one here: <a href="https:&#x2F;&#x2F;twitter.com&#x2F;charliehtweets&#x2F;status&#x2F;1396860850699395074" rel="nofollow">https:&#x2F;&#x2F;twitter.com&#x2F;charliehtweets&#x2F;status&#x2F;139686085069939507...</a><p>That&#x27;s the interesting part of payment processors IMHO. Taking an order and making a transaction is a technical achievement maybe for a junior developer.<p>It&#x27;s a shame that the material on the business and legal side of these things is limited. Only engineers like sharing their ways :)

I&#x27;ve seen this feature on Indian payment gateway companies for years now, so I guess I&#x27;m not terribly excited. Is this truly a new thing in the US?

I can&#x27;t test it:<p>1. I&#x27;m logged into Stripe&#x27;s default dashboard<p>2. I go to <a href="https:&#x2F;&#x2F;stripe.com&#x2F;payments&#x2F;payment-links" rel="nofollow">https:&#x2F;&#x2F;stripe.com&#x2F;payments&#x2F;payment-links</a> and press &quot;Start Now&quot;<p>3. I get redirected to a registration page<p>4. I press &quot;Have an account? Sign in&quot;<p>5. I get redirected to Stripe&#x27;s default dashboard

Ok, so time to abandon <a href="https:&#x2F;&#x2F;www.honorarium.cc&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.honorarium.cc&#x2F;</a> ? At least it happened before all the polishing began...

So how does this differ from PayPal pay buttons from the 2000&#x27;s?

Mollie has been providing this service under the Plink [1] brand name for quite a while, I was looking for something to get my clients onboard with Stripe without using Billing (main reason being Mollie having difficulty serving corporate US cards from time to time). Nice move, simple product, extremely useful!<p>[1] <a href="https:&#x2F;&#x2F;useplink.com&#x2F;en&#x2F;" rel="nofollow">https:&#x2F;&#x2F;useplink.com&#x2F;en&#x2F;</a>

I wish there was a &quot;donation links&quot; feature similar to this, that supported recurring donations. There are a lot of companies like DonorBox that offer this but shave a decent percentage off the top of every donation which is hard on non-profits.<p>PayPal has a donation link feature, but PayPal stinks in every possible other way.

Hate to be a party pooper, but what about Sales Tax handling?

It would be great to have a dedicated page to display all the products, that have been created by Stripe Payment Links. So when I shared the link, customer also can have an option to navigate to that page and view other products, available right there to purchase.<p><a href="https:&#x2F;&#x2F;buy.stripe.com&#x2F;dR6cOd9RJ8KS8nufYZ" rel="nofollow">https:&#x2F;&#x2F;buy.stripe.com&#x2F;dR6cOd9RJ8KS8nufYZ</a><p>For this demo link for example, I wanted to see other stickers in &quot;Stripe Sticker Shop&quot;. May be this more of a e-commerce feature, rather than a payment&#x2F;checkout solution, but after all it is all about selling and buying.

Hey Patrick, this is cool.<p>Is payment link creation available as an API ? That would change everything

What is unique to this over what Square as already done:<a href="https:&#x2F;&#x2F;squareup.com&#x2F;us&#x2F;en&#x2F;online-checkout" rel="nofollow">https:&#x2F;&#x2F;squareup.com&#x2F;us&#x2F;en&#x2F;online-checkout</a>

Awesome feature.<p>The first thing that comes to mind for me is fraud. Most obviously, what guarantees are in place that when I go to one of these links, that the seller company is who they say they are? I assume Stripe audits their customers and, for example, reviews the seller logo that&#x27;s displayed to make sure it isn&#x27;t misleading. But also, does Stripe give the seller any analytics about who (or how often) people are going to their sales link, even if they don&#x27;t make a purchase? thanks :)

How do people handle taxes&#x2F;accounting&#x2F;receipts and invoicing for this kind of stuff. At least in the EU it would be a nightmare if you rely on a bunch of such links to sell.

Razorpay has had this for a while . Stripe seems to be catching up.

Are we able to create these via the API (specifically through Connect)?<p>I&#x27;d love to dig a bit deeper into the docs on integrating with this, but haven&#x27;t managed to find them yet.

A similar idea, but for periodic donations. Sites offer &quot;subscription links&quot; that get a share of your fixed donation budget per month, meaning that if you designate 50 usd per month for donations, all those you&#x27;re donating to will have to split 50 usd. In addition to that, stripe lets you kick out any subscription from the list. Stripe can also aggregate these micropayments to reduce visa&#x2F;ACH&#x2F;whatever fees.

<i>Conversational Commerce</i><p>Question: for those who run e-commerce sites, how common do you see Conversation Commerce gaining use by buyers? E.g. significant portion of sales, small portion of sales, gaining adoption, declining adoption?<p>Just curious since the demo on Stripe&#x27;s site is exactly this use case where someone is provided the link to purchase via a chatbot.

What about an mpesa for the Western world? Paying money to bricks and mortar merchants by entering a short code?

Same as <a href="https:&#x2F;&#x2F;www.plugnpaid.com" rel="nofollow">https:&#x2F;&#x2F;www.plugnpaid.com</a> ?

In case it helps anyone, I&#x27;ve just put up a 3 minute demo of Stripe Payment Links: <a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=bLNFJNoL9e8" rel="nofollow">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=bLNFJNoL9e8</a> (as a user of Stripe Checkout it was the natural next step)

I got scammed on a page like this recently through paypal. The page showed up on google shopping. It had the right picture and text. They mailed me one sock instead of the ~$100 item i wanted. luckily paypal refunded me but this was not a great experience

The significance of this is that now it is officially rubber-stamped by Stripe to just have a payment form on a website with shallow content (ie. no products or services).<p>Send a link to get paid even if your product isn&#x27;t launched yet, is what this is all about.

SumUp&#x27;s had something like this for a while now, US included: <a href="https:&#x2F;&#x2F;sumup.com&#x2F;remote-payments-usa&#x2F;" rel="nofollow">https:&#x2F;&#x2F;sumup.com&#x2F;remote-payments-usa&#x2F;</a>

I&#x27;m still trying to figure out a simple way to sell a DIGITAL product. How to prevent anybody who buys a copy to make a thousand copies from it and share them on the internet. Is there such a way?

How do you handle a merchant in, say, Mexico and a customer in the US?

I&#x27;m going to set this up for one of my products tomorrow. There doesn&#x27;t seem to be a way to request delivery information though. Hope I&#x27;m wrong.

I built something like this way back in 2008, since paypal let you set a IPN dynamically. Was basically a pastebin behind a paywall. I found it incredibly difficult to market, but I think I was doing it wrong because gumroad took off many years later<p><a href="https:&#x2F;&#x2F;www.redferret.net&#x2F;tiny-checkout-very-cool-little-online-checkout-service&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.redferret.net&#x2F;tiny-checkout-very-cool-little-onl...</a> <a href="https:&#x2F;&#x2F;web.archive.org&#x2F;web&#x2F;20090227044608&#x2F;http:&#x2F;&#x2F;www.tinycheckout.com&#x2F;" rel="nofollow">https:&#x2F;&#x2F;web.archive.org&#x2F;web&#x2F;20090227044608&#x2F;http:&#x2F;&#x2F;www.tinych...</a>

1.4% doesn’t sound too bad. I believe chip and pin point of sale is .65% to .85%. What are MasterCard &#x2F; Visa’s rates for online sales?

Is this Zapier-able? This is brilliant. Thank you!

The page&#x27;s hero animation is so good though

This looks great! Will it be possible to create a link on a backend application and have all the frontend handled by Stripe?

This is off topic, but all of Stripes landing pages are a masterpiece of web design. Just so pleasent to browse.

TillyPay? <a href="https:&#x2F;&#x2F;tillypay.com&#x2F;" rel="nofollow">https:&#x2F;&#x2F;tillypay.com&#x2F;</a>

Hey folks! This is great! Do you have plans to launch in more latin american countries other than BR and MX?

Do you have any plans to open a service in Korea? I&#x27;m looking forward to it.

Is there a way to automate emailing the user an ebook or any other digital good?

We&#x27;ll try this in lieu of PayPal invoices since those have become a pita.

Someone told me there will be free cupcakes along with this announcements :(

Stripe 1 - Paypal 0<p>I surely will be looking into this as Paypal fees are way more expensive

meh, maybe this is big outside the us, but people just ask to be paid on Venmo&#x2F;Cashapp around here.<p>I don&#x27;t see people wanting to share their numbers so they can get a clickable link.

Any chance of expanding this to be similar to PayPal add to cart?

Do you have any plans to open a service in S.Korea?

I just wish I could use regular Stripe. :&#x27;(

2.9% + $.30 is insane. I can’t believe such a simple product is apparently worth so much.

Can someone tldr what PayPal has been doing for the past half decade. While startups has been eating their lunch.

So Gumroad is dead???

Are they setting foot outside USA yet? Just wondering.

Glad I am long $PSTH

How PayNowLink can create Stripe links without using an API ?

Hey pc! Fellow startup founder here - we&#x27;re creating a decentralized metaverse platform in WebGL, and I&#x27;m thinking this would be perfect as a easy-to-use payment system for creators and indie game devs to take payments in our ecosystem.

I believe I patented this in 2016: <a href="https:&#x2F;&#x2F;patents.justia.com&#x2F;patent&#x2F;10664883" rel="nofollow">https:&#x2F;&#x2F;patents.justia.com&#x2F;patent&#x2F;10664883</a>