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Why I’m Not an Angel Investor

63 点作者 gsaines超过 3 年前

9 条评论

beambot超过 3 年前
Here&#x27;s an alternate way to look at it:<p>You&#x27;re at FAANG making $250k salary (plus equity). You love the <i>idea</i> of a startup, but dropping to $150k salary + 1% in equity over 4x years isn&#x27;t entirely appealing. (Setting aside starting your own.)<p>At the same time, you have a network of awesome, capable people who want to start their own business. These people are motivated, scrappy, and enjoyable to be around -- i.e. the traits YC looks for, which you can recognize. You&#x27;d help them for &quot;free&quot; anyway.<p>So take the delta in salary ($100k), and invest $50k @ $5M cap for 1% ownership into two startups a year. Four years on, you&#x27;ve got 1% in 8 companies with <i>preferred</i> stock &amp; no vesting. Your net cash salary is equivalent in both situations, plus you earned equity in FAANG. You get to live vicariously through your entrepreneur friends, avoid startup FOMO, and relish in the relative comfort of a FAANG employer.
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sbuccini超过 3 年前
I have a similar background to OP and according to their definition, I&#x27;m not an angel investor either. But I think most &quot;angel investors&quot; these days operate like so:<p>1. I made a bunch of money at Unicorn X<p>2. All my friends from Unicorn X&#x2F;classmates from Stanford&#x2F;batchmates from YC are starting new companies<p>3. I write them a $10k check because I&#x27;m their friend<p>I don&#x27;t think many of these people see these checks as return-generating but rather as a way to support friends, pay it forward, etc. Money is so easy to get these days, especially at the pre-seed level, that the highest-quality companies are not even running a formal process but instead just hitting up their network.
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ketzo超过 3 年前
I wonder -- what percentage of &quot;angel&quot; investors never expand beyond a portfolio of five businesses? Or... just <i>one</i> business, say that of a friend or family member?<p>Personally, if I&#x27;m ever financially capable of investing in a business to the tune of $25k, I think I would find a lot of satisfaction in enabling the dreams of someone smart and capable that I knew personally.<p>Obviously, going into business with friends or family is... extremely fraught. But, y&#x27;know, optimism.<p>Clearly, what I&#x27;m talking about is not really even in the same ballpark as what the author means. But I guess I&#x27;m writing this comment as a way to say to myself &quot;I don&#x27;t think I necessarily need $3.3M liquid to invest in a business.&quot;<p>And really, angel investing has never struck me as a way to really <i>make money</i>; more of a way to say, as someone with resources, &quot;I believe in this idea, and would like to give it a chance to succeed.&quot;
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arbuge超过 3 年前
There&#x27;s a section of this article which computes an average hourly wage of ~$40&#x2F;hr as the expected return on an angel portfolio of $500k which takes 2,500 hours to assemble and earns a return of 20%. This seems to be missing the point that the 20% estimate is an annual return, and not a one-time deal, once this portfolio is assembled. Theoretically it goes on for an indefinite time as the overall portfolio increases in value.<p>Great article otherwise... by the way, minor nitpick here:<p>&gt; Some angel investors lose 100% of their principle.<p>Should be &quot;principal&quot;, although some might cynically argue that the typo makes this even more true!
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sombremesa超过 3 年前
$3.3MM as a bare minimum seems like way too much. The usual check size at an early&#x2F;seed stage (re: angels) is around ~$25k, so this would mean having 132 companies in your portfolio. That’s extreme for anyone just getting started, even considering the “shotgun” approach.<p>It seems that most angels won’t have access to the “cream of the crop” as it were, perhaps that’s what’s skewing these numbers? (Worse companies on average would mean lower probability of success on any of them)<p>The author is correct that the return on average is 20%ish, but that actually takes several years if not decades. Most investors would be better off buying index funds - so you seriously have to enjoy this for it to make sense.
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spottybanana超过 3 年前
This is very good article. For many, after getting some kind of windfall, pitches start coming left and right. It is easy to think that angel investing is something normal rich people do. Personally I don&#x27;t think it makes sense for most people, even with ultra high net worth it most commonly isn&#x27;t worth spending the time on. Unless you really like it.
lmeyerov超过 3 年前
I went a slightly different route with similar reasoning:<p>- Recognized I&#x27;m increasingly helping new founders at an advisory level (tech around GPU&#x2F;graph&#x2F;cyber&#x2F;fraud&#x2F;data, business around b2b&#x2F;go-to-market&#x2F;fundraising), and am generally happy to help new founders with 1-2 calls, but limited time...<p>- Lucky enough to have some personal liquidity, where good to have X% be volatile, and some time to leverage my areas of market insights (e.g., light advisory for VCs&#x2F;enterprises&#x2F;...)...<p>- ... so I started lightly investing in early stage funds I like + offer to help the funds with a bit of dealflow + help the portfolio founders with light advisory. Wider portfolio, better due diligence, and I can provided more targeted help where everyone benefits.
jimhi超过 3 年前
Hey George, this is all good for the broader startup market but the stats are pretty consistent for investing in YC companies on their demo day.<p>70% die<p>6% are worth over 100 million<p>~1% are worth over 1 billion<p>With that in mind, why not just use your network?
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akomtu超过 3 年前
I&#x27;m sorry for the digression, but why are these investors guys called angels? Can you imagine an angel that gives you an offer: a bit of help with your difficult situation right now for 25% of your soul?
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