Check the $90M number from 1999, should probably be $90B. However, I agree with the point that the student loan burden is a problem and possibly a significant contributor to lagging economic growth.<p>It's my hope that there's real student loan reform in the next few years and that new graduates will be able to focus on projects they want to develop as opposed to just being able to get by and make loan & rent payments. Hopefully health care reform will create more entrepreneurs by creating cheaper options for entrepreneurs, maybe loosening the burden of loan repayment will create even more?