Yes. Most credit card companies will offer credit monitoring as a service to their customers--usually the TransUnion and Experian reports—-and you can get push notifications when someone pulls your credit. If you don't have a credit card, you can sign up for CapOne's CreditWise.<p>This helped me avoid a bad situation where someone took out of a covid relief sba loan in my name for $99,500. Got the push notification, called the sba, sat on hold for 2 hours. They stopped it.<p>If you don't want to freeze your credit, you can put fraud alerts in place for one year so a lender is supposed to call you and speak with you on the phone before putting any applications through. I've had a mixed experience with this
If you just want your credit report the official site is (<a href="https://www.annualcreditreport.com/" rel="nofollow">https://www.annualcreditreport.com/</a>) which looks fishy but is real (<a href="https://www.consumer.ftc.gov/articles/free-credit-reports" rel="nofollow">https://www.consumer.ftc.gov/articles/free-credit-reports</a>). I am not aware of any more authoritative source or any API.<p>>Only one website — AnnualCreditReport.com — is authorized to fill orders for the free annual credit report you are entitled to under law.<p>From the FTC page
Put credit freezes in place:<p><a href="https://www.consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts" rel="nofollow">https://www.consumer.ftc.gov/articles/what-know-about-credit...</a><p>It is free and will stop anyone from opening new lines of credit in your name.