> There IS risk to the employee; they now have a real loan outstanding and 100% personal recourse, so if the common stock becomes less than exercise price, their personal assets are on the hook [1]<p>This seems insane. All they're doing is giving employees the means to take on a very large amount of debt/risk.<p>[1] <a href="https://twitter.com/theryanking/status/1493390184897032201" rel="nofollow">https://twitter.com/theryanking/status/1493390184897032201</a>