A little different story while negotiating with family-run small businesses.<p>India is on a path to digitizing everything from all the mom-pop stores to the random tea-sellers on the corner of every street to even the beggars accepting payments digitally. Yes, India does have a financial infrastructure far better than many developed countries.<p>I have been on the back-end side of one such digitization effort and have seen the data. Everything that we do, or anyone in the ecosystem does to optimize profit -- end target/product are always those small businesses and the mom-pop stores run by the neighborhood uncle and aunties.<p>When I buy from the local stores, the small businesses, I try not to negotiate, even when I know I could have and everyone else does. I know they make a tiny more profit, and I'm happy with my decision. If your help (maid, errand boys, others)[1] bought something and might keep the change. You know they kept the difference, but you just ignore it. It is a tiny sum for you but might just be dinner or different snacks for their kids.<p>I had my experience, and I don't want to be on the other end and be that smart-ass negotiator. My aunt helped me sell edibles during the Indian festival of Holi. In my first year (when I was 6-8 years), I was out-negotiated to reduce price and/or add more that I lost money in the transaction. I believe I cried, and ever since, wherever I can, I try never to take advantage of someone smaller/weaker on the other end of the negotiation.<p>1. India has a surplus of cheap labor. It is prevalent, affordable (and thus generate employment) for middle-class households to have maids around.