I've worked with two companies now that are getting raked over the coals by their payment processor because they gave up control of storage of credit card numbers to save on pci compliance costs but now they have no leverage over transaction fees. One projected they were gonna lose 18% of their customers is they did a hard switchover so they're transferring people over super slow.<p>I've worked with tokenizers before, but they're, uhhh... Old as balls and terrible. Who the hell uses SOAP requests anymore?!?<p>It's nice to see someone attacking this with modern tech.