Finance is broken but DeFi isn't the solution

I really, really wanted to like DeFi. Banking has been a huge hassle and hurdle for my family throughout my entire life (for lots of personal reasons I can share privately if you&#x27;re curious).<p>Yet DeFi doesn&#x27;t really help at all imo. I wish all this energy went into making the system we have better, instead of trying to replace it with DeFi.

&gt; That’s my gripe, man - when you login to a site with your Ethereum wallet instead of the Github login button, why? Because it’s easier? As if.<p>I do this on sites that support it. Spinning up a burner wallet for a site is easier than spinning up a burner gmail or temporary account.

&gt; web3 evangelists tend to argue why the user should accept a sacrifice in quality for moral benefits like privacy or freedom<p>Is privacy really just a moral benefit? Though I admit that it definitely isn&#x27;t a benefit that the mainstream cares about, which is unfortunate

What exactly is broken about finance? Is it the fact that it has become completely disconnected from real world value or is it something else?