Mobile app contains trackers and requires access to contacts and permission to record audio(???).<p><a href="https://reports.exodus-privacy.eu.org/en/reports/com.mobilecoin.moby/latest/" rel="nofollow">https://reports.exodus-privacy.eu.org/en/reports/com.mobilec...</a><p>Coin to coin transactions are cheap enough but coin to fiat or vice versa both carry a 1% charge with Moonpay liquidity provider.<p>This may not be the full story. They mention a "dynamic network fee" and liquidity providers often find it difficult to resist the urge to hide/embed additional percentages in their international exchange rates. Also, it appears that liquidity service is limited to US/EU/UK.<p>Not much info as to how their collateralization can be verified.