I use wellsfargo. Meh, it's okay. I don't use their merchant account. I keep getting hit with little fees here and there (there are hoops you can jump through to avoid most of those, but who has time to optimize a bank account? jesus christ. It's only like $20 a month. I go and fix it maybe twice a year, and the checking is free for a while until something changes again.)<p>They have a pretty okay automatic bill pay thing; but mostly I'm still there because wellsfargo was nearby, it is still nearby; when I have a problem I can walk in and it gets solved fairly quickly, and twenty dollars here and there isn't worth the pain of dealing with moving banks to another bank that is probably just as bad.<p>Really, I don't mind paying a couple bucks a month for a banking service; most of my equity is in servers; I don't keep a whole lot in cash, and heck, interest rates right now are super low, so yeah, I'm okay paying a few bucks for the service. I'm kinda irritated by how they advertise the service as free, then make you put effort into going through hoops to keep it free. It seems deceptive.
We use SVB, and have been very happy thus far. They throw a lot of really good events too (and some bad ones). You just have to make sure you have someone high up to talk to.
M&T Bank.<p>We used TD Bank, based on my earlier personal banking relationship with Commerce Bank, but boy was that a mistake. Fees out the wazoo, bureaucratic service, and a creeping indifference to all but their biggest customers. They've been skating on the old Commerce Bank reputation for some time now.<p>M&T is much smaller, but they've been willing to bend over backwards for us, and treat me like a major customer, even when our balances are low.
PNC - they were the only ones to listen to me (a small startup) and give me a chance. Their online tools could be better but I'm fairly happy with them.
Wells Fargo ... I use their Billpay service to pay vendors (I have lots of subcontractors ~1000 and I pay ~60 of them every week) it's almost free and the checks have a MEMO field! They also have a DirectPay (kind of like direct deposit) which kind of sucks. I do NOT use their merchant account.
Bank of America - They're big and old school BUT<p>- They answer right away, (rarely on hold) and on several occasions they've
- Every six months when we ask to have our credit limit increased they do it
Silicon Valley Bank will probably get the majority of SFBA startups. We use them.<p>I actually had ok luck with BoA too, but only due to the local branch manager.
have used Chase, LaSalle, BoA, National City/PNC and Broadway Bank domestically. of these Chase is by far the least shitty and has the best online interface.<p>the responders here must be mainly west coasters based on the Wells Fargo vote count :)