Hi folks, last week I built Spred (https://just-spred.com) in just 2 days. Spred is an Open Banking payment solution focusing on supporting indie creators to earn more through micro-transactions.<p>If you've ever used Buy Me A Coffee, Ko-Fi, Patreon or GitHub Sponsors, you'll know that for small amounts (e.g. < $10), by the time the service and processing fees kick in, a huge chunk has been taken out of your income. And in some cases you have to wait days for it to clear into your account.<p>Open Banking is poised to change that, with much lower fees, faster checkouts, and faster settlement (usually within minutes!). You can try the consumer-facing payment flow here: https://simonhamp.spred.me<p>Right now, I'm looking for UK/EU-based early adopters who want to give Open Banking a shot. If you already use one of the other services I mentioned or are thinking about doing so, would you consider trying out Spred too?<p>There's almost zero effort required on your part and once your payment page is up and running (which I'll take care of for you) you'll be able to receive real money into your actual bank account. I'll even send you £5/€5 to confirm that everything is working.<p>All I'm looking for in exchange is your honest feedback on what would make this a truly useful product to you. This feedback and testing will help me determine whether I continue investing in the idea further or look for an alternative approach.<p>If you're interested, please feel free to drop me a comment here or email support@spred.helpscoutapp.com and I will reply with more details.<p>Thanks in advance for your help<p>I'm really hoping to get some insightful feedback in these early stages to help shape the product and I'm keen to see what the HN community can bring.