No. Banks are solid. ;) "Banks" as in big institution regulated by lots of law and participating in state guaranteed fund.<p>But it means - to you as company owner - that you need to spend only as much
as you have in cash or bank. Or in solid promises :) Or having day job.<p>Or get dedicated investor who will be happy to keep burning money on your doings. For various reasons. Like da Vinci and others. But I think Mozart was in constant financial troubles, da Vinci too...<p>In short: have more money then you are spending. Slow down when needed.<p>Welcome to early 90's.