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Ask HN: Best Startup Bank with low insolvency risk?

1 点作者 gibsonf1大约 2 年前
We are in the same boat as many others with SVB and need to find a new bank. Any recommendations?

4 条评论

gibsonf1大约 2 年前
<a href="https:&#x2F;&#x2F;www.forbes.com&#x2F;advisor&#x2F;banking&#x2F;checking&#x2F;best-business-checking-accounts&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.forbes.com&#x2F;advisor&#x2F;banking&#x2F;checking&#x2F;best-busines...</a><p>TIAA bank is intereting with their CIDARS which breaks balances &gt; 250K into CDs created in partner institutions.
JumpinJack_Cash大约 2 年前
Isn&#x27;t the concept of &#x27;startup bank&#x27; kinda the same of &#x27;startup gasoline&#x27; or &#x27;startup coal&#x27; ?<p>Banking is a 500 years old business. There is no re-inventing the wheel at least customer side.<p>Wells Fargo, JPMorganChase, Bank of America, Citi. The regular , known ones. Banking is not the place to look for alpha.
radicaldreamer大约 2 年前
Get a sweep account at Mercury or another bank. Those will be held in multiple different banks each being below the FDIC insurance threshold.
neximo64大约 2 年前
Try a mutual fund that puts it in treasuries