One of the larger crimes here in Denmark, is that debt for example for homes are tax deductible, so basically, it allows banks to make more profit, by letting the state cover some of the expense of taking out a loan.<p>There's an old song "if you have money, you can buy, if you don't you can leave", people need to sing this to their kids a bit more often.<p>We're an incredibly wealthy society, and yet, most people chose to live above their means.. Loaning money for cars and homes instead of simply buying cheaper ones.<p>The last house I bought, I paid in cash, because it cost less than the down payment for many of the homes other people in my income bracket typically buy.<p>The last car I bought cost less than the service-check for the tesla that some of the other people in my income bracket..<p>Living below ones means in Denmark is trivial, and yet, people feel they're too good to live within their means, it's a cultural problem.