Charlie Javice, the 31-year-old start-up founder who JPMorgan Chase accused in a December lawsuit of lying to the bank as it prepared to acquire her company, is now facing criminal charges as well.<p>On Tuesday, the U.S. attorney’s office for the Southern District of New York charged her with wire, bank and securities fraud. It said that she “falsely and dramatically” exaggerated the number of customers that Frank, her now shuttered college financial planning company, actually had in a scheme to “fraudulently induce J.P. Morgan Chase to acquire” her start-up for $175 million.<p>JPMorgan had made similar accusations after acquiring Frank, which claimed to help millions of students and families more easily file for financial aid.<p>Ms. Javice, a Miami Beach resident, was arrested on Monday evening at Newark Airport in New Jersey.<p>Three of the charges she faces each carry a maximum sentence of 30 years in prison. A spokesman said that she denied the allegations. Her lawyer, Alex Spiro, declined to comment, as did JPMorgan.