I'm looking for feedback on my product as well as on the business model.<p>I am about to launch Afford-It, an app for Android built with jQueryMobile and PhoneGap. Its function is to figure out for the user what part of their balance they can actually spend, and what part they need to reserve for recurring bills later in the month (like rent, power, cable, insurance).<p>My business model is to ask something like $3 in the Android market for the app. There are existing budget apps going for that price (after a free trial) and those are terrible apps that ask you to enter every single expense and income.<p>Perhaps a bank, or Mint, will come along and hire me to pimp up their online banking with my app's functionality. But that would be bonus, not baseline.<p>My USP is that with my app, you don't need to enter all your pastexpenses: after a one-time setup it only needs your current balance to give you meaningful advice, plus a list of upcoming bills.<p>There are admob ads in a few of the pages of the app, but I don't expect much income from them.<p>There are some basic things that will need to wait for v2:
- entering incidental future incomes/expenses
- patterns other than monthly (i.e. biweekly pay, saturday shopping trip, etc)<p>My current roadmap is to add these functionalities to my (cross-platform) code, meanwhile get it on iPhone and iPad, and maybe do a Dutch translation (I'm living in the Netherlands, so it might be worthwhile to push a Dutch version where I have better in-person access opportunities)<p>My questions are these:
- Where should the product go from here?
- How does the business model sound to you?<p>The online demo is at: www.afford-it.me/demo. You can log in with username hackernews and password reviewers.