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Families earning $100k in Toronto eligible for Habitat for Humanity

45 点作者 haltingproblem超过 1 年前

6 条评论

ChumpGPT超过 1 年前
There is no future in this city for anyone who already doesn&#x27;t own a house&#x2F;Condo or several. Just visit realtor.ca and browse what you get for 1-3 million. Jobs and pay are piss poor, 100k for a family might be good for many places in the USA but for Canada it is survival mode. If you own a house in Toronto or anywhere in South Western Ontario and make a family income of at least 200k and a mortgage under 500k - 1M, you might be ok without any major calamity.<p>The youth have no chance without an inheritance or massive family help. They will never own a house or Condo and many will never have meaningful work and will be under employed. Most young people pray for a chance to get a Gov job but in a province like Ontario where approx 3 out of 5 jobs is already a Gov job, it is becoming difficult for the private sector to support. New immigrants are living hand to mouth with little prospect of advancement. Yes, it still may be better than the country they came from since they can at least live in safety and poverty with some social assistance.<p>Canada has been on a downward trajectory for the last 20-30 years and the only thing that has kept it from going under is massive debt and an increase in social assistance. This is the reality Canadians face.<p>Other than that, it can be a pleasant place to visit but unless you are incredibly wealthy and willing to bare a heavy tax burden while living in a system where the Infrastructure (roads, hospitals, schools, industry) are under heavy stress, you do not want to live there unless you are fleeing the 3rd world where you didn&#x27;t even have access to clean water and food.<p>Most Canadians I know have multi generational wealth so they are going to be fine, but any new immigrants or young people who can&#x27;t rely on family to set them up are done.....
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morkalork超过 1 年前
A recent quote from a developer talking about another Canadian city but still applicable: &quot;If people can&#x27;t afford it, they should not live in the city. The city is made for the privileged&quot;.<p>Such a bright and wonderful vision of the future. Very inclusive and not dystopian at all.
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stevenae超过 1 年前
It feels worth pointing out this is CAD, not USD.
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johnny99k超过 1 年前
a couple of years ago (pre-pandemic), I looked for remote jobs in Toronto (I&#x27;m in the same time zone). Senior development roles for 60K USD.<p>I made more than this at my firs job out of college.
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slaw超过 1 年前
&gt; Habitat for Humanity’s threshold for providing its famous interest-free loans to struggling homeowners<p>So the solution for crazy housing market is interest free loans, not building more houses.
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zht超过 1 年前
to be clear, the headline is a bit of a eye-catcher, but it refers to this sized family:<p>&quot;It could be a family with two income earners — one earning $40,000, and another earning $60,000, with six kids. This is not a family that we would consider to be doing well.&quot;<p>given that the average Canadian woman has 1.4 births, it is quite the exceptional family