TE
科技回声
首页24小时热榜最新最佳问答展示工作
GitHubTwitter
首页

科技回声

基于 Next.js 构建的科技新闻平台,提供全球科技新闻和讨论内容。

GitHubTwitter

首页

首页最新最佳问答展示工作

资源链接

HackerNews API原版 HackerNewsNext.js

© 2025 科技回声. 版权所有。

Airlines make more money from mileage programs than from flying planes

535 点作者 chapulin超过 1 年前

59 条评论

neonate超过 1 年前
<a href="http:&#x2F;&#x2F;web.archive.org&#x2F;web&#x2F;20230921191028&#x2F;https:&#x2F;&#x2F;www.theatlantic.com&#x2F;ideas&#x2F;archive&#x2F;2023&#x2F;09&#x2F;airlines-banks-mileage-programs&#x2F;675374&#x2F;" rel="nofollow noreferrer">http:&#x2F;&#x2F;web.archive.org&#x2F;web&#x2F;20230921191028&#x2F;https:&#x2F;&#x2F;www.theatl...</a><p><a href="https:&#x2F;&#x2F;archive.ph&#x2F;A8cxk" rel="nofollow noreferrer">https:&#x2F;&#x2F;archive.ph&#x2F;A8cxk</a>
dehrmann超过 1 年前
&gt; From the late 1930s through the ’70s, the federal government regulated airlines as a public utility. The Civil Aeronautics Board decided which airlines could fly what routes and how much they could charge. It aimed to set prices that were fair for travelers and that would provide airlines with a modest profit. Then, in 1978, Congress passed a sweeping law deregulating the airline industry and ultimately abolishing the CAB. Unleashed from regulation, airlines devised new tactics to capture the market.<p>That makes it sound like air travel was great before free markets stepped in. The real cost of air travel fell by about half since then. Before deregulation, there weren&#x27;t as many competitive incentives, and airlines couldn&#x27;t experiment with routes. Air travel became much more popular and got much safer (this might be a coincidence). Granted, service got worse, but you can still buy service at 2x the price in first class. People just don&#x27;t.<p>There are probably a bit too few customer and worker protections, but on the whole, airline deregulation shows just how bad command economies are at planning and allocating resources.
评论 #37600186 未加载
评论 #37605237 未加载
评论 #37600276 未加载
评论 #37599958 未加载
评论 #37606959 未加载
评论 #37601386 未加载
评论 #37600991 未加载
评论 #37601062 未加载
评论 #37601041 未加载
评论 #37606667 未加载
评论 #37613040 未加载
评论 #37605393 未加载
评论 #37606537 未加载
评论 #37606439 未加载
评论 #37600640 未加载
评论 #37600402 未加载
评论 #37604366 未加载
评论 #37609770 未加载
评论 #37599971 未加载
评论 #37606958 未加载
chollida1超过 1 年前
&gt; In short, SkyMiles is no longer a frequent-flier program; it’s a big-spender program.<p>This is probably how frequent-flier programs should have been run in the first place. Airline don&#x27;t care that you fly alot, they care that you are a profitable customer.<p>That means business customers and the wealthy will still be their main clients. This just means they lose the churners and the price sensitive bargain hunters, which almost every airline would be happy to trade away for more business customers.<p>It&#x27;s a win for the airline as they keep their core customers happy as their rewards won&#x27;t change and they&#x27;ll lose the unprofitable customers who used their rewards programs alot without spending much.<p>&gt; A 2020 analysis by the Financial Times found that Wall Street lenders valued the major airlines’ mileage programs more highly than the airlines themselves. United’s MileagePlus program, for example, was valued at $22 billion, while the company’s market cap at the time was only $10.6 billion.<p>This looks alot like car companies whose leasing arms became more profitable than their manufacturing arms for part of the 2000s.<p>But wallstreet loves companies that they can easily value and this &quot;conglomerate&quot; style business has been out of favour for a while now.<p>Sooner or later some airlines will spin out their rewards business into a separate company to get the maximum valuation from it. Just like how deregulation lead to the consolidation of airlines, I wouldn&#x27;t be surprised to see only a couple of rewards programs that every airline uses in a decade.<p>As usual PE will be the winner. I&#x27;d bet Blackstone or Apollo will roll up multiple programs into one or two uber rewards&#x2F;credit card programs that are spun out into public companies. VISA and Mastercard won&#x27;t care who owns them. As long as it drives more credit card usage, they&#x27;ll be on board.
评论 #37598437 未加载
评论 #37598471 未加载
评论 #37598088 未加载
评论 #37598069 未加载
评论 #37598448 未加载
评论 #37600472 未加载
评论 #37598687 未加载
评论 #37601661 未加载
评论 #37601184 未加载
评论 #37599380 未加载
评论 #37600867 未加载
评论 #37599286 未加载
librish超过 1 年前
It&#x27;s insanely smart to reward business travelers personally based on how much their company spends. A lot of people working for big companies are completely price insensitive, and might in fact choose a worse and more expensive flight if it means they get to accrue more miles.
评论 #37601084 未加载
评论 #37597870 未加载
评论 #37597884 未加载
评论 #37598317 未加载
评论 #37597768 未加载
评论 #37604765 未加载
评论 #37597895 未加载
knallfrosch超过 1 年前
This article can&#x27;t really be understood unless you know that Visa&#x2F;Mastercard take a 2-3% cut from all sales in the US. They redistribute some of that with these points-programs.<p>The cut is limited to 0.2% in the EU. This regulation basically kills all the transfer-from-poor-to-rich point schemes and leads to transparent pricing.
评论 #37605299 未加载
supernova87a超过 1 年前
Just like countries and banks that have no effective restraint or external supervision, the amount of devaluation of points that airlines have been tempted to do in recent years (and <i>have</i> done) is incredible.<p>The only thing keeping most points-accumulating customers from being angered about this (while there is a hardcore group of fans who track it) is that no airline is required to publish the history of inflation&#x2F;devaluation. And the airlines hide it behind having changed from actual static charts showing what an airline mile is worth, to now floating dynamic pricing, which completely obscures what has happened. Sell tons of miles dirt cheap to credit card companies, and devalue the miles when it comes time to redeem them.<p>Of course, that is their right, and this is not a state currency, and these are &quot;bonuses&quot;, not some entitlement. But people should justly have lowered their faith in it from the beginning. Although you might say the same thing about lotteries -- people are participating in those voluntarily, yet those are regulated and have restrictions on what they can and can&#x27;t do.<p>But anyway, now people just discover that the 200,000 miles they&#x27;d been working towards for years no longer even buys the ticket(s) they thought it would.<p>It has made me, personally, seriously lower my loyalty or pursuit of loyalty for any future promised benefits.<p>(and an end note&#x2F;minor side story, this applies not just to points&#x2F;miles but also elite status -- the perks you get for loyalty, such as better seats during flights, lounges, check-in, etc. Airlines have devalued these just as well, by letting the ranks of &quot;elite&quot; customers swell through credit card spending qualification, promotions, etc, and then devaluing the benefits at the tiers of qualification. They&#x27;re glad to shovel people in with promises which then turn out to be not worth the benefits you thought. Or they add a secret higher tier that you didn&#x27;t know about.)
评论 #37599877 未加载
corbezzoli超过 1 年前
Here we go! What’s next on the “X is a bank” bingo card?<p>Here’s what you all get wrong about this: if I can’t withdraw, it’s not a bank. Points are just prepaid assets and services that you may or may not be able to ever receive. Bank money does not simply “expire” (it can be used for fees however)
评论 #37597379 未加载
评论 #37599911 未加载
评论 #37597775 未加载
评论 #37597234 未加载
slavboj超过 1 年前
At a certain size, every business becomes a bank - stable businesses usually get more marginal return from optimizing their capital structure than actual product development.
评论 #37597248 未加载
评论 #37597168 未加载
评论 #37599555 未加载
chem83超过 1 年前
Re the link referred to in the article: <a href="https:&#x2F;&#x2F;thepointsguy.com&#x2F;news&#x2F;why-i-wont-chase-airline-status" rel="nofollow noreferrer">https:&#x2F;&#x2F;thepointsguy.com&#x2F;news&#x2F;why-i-wont-chase-airline-statu...</a><p>I suppose everyone has their own priorities, but it&#x27;s insane to me that someone would willingly take layovers, crappy routes and less desirable destinations just to chase airline status for a given calendar year. And for what? An eventual upgrade that may never come because someone else bought a higher fare class or business is full? Free access to cheap beer and sad sandwiches inside a packed lounge? Slightly earlier boarding, which any $95&#x2F;yr airline credit card would give you anyway? These so-called perks can&#x27;t be more valuable than the time wasted gambling on dodgy connections.<p>At the end of the day, it&#x27;s easy to hack the system: just do what 99% of the people are too lazy to do. Plan trips early and study routes carefully. Use 3P tools to optimize fares. Pack and travel light. Arrive early at the airport. All these are much cheaper than what airlines are asking to bump your status level and go a long way in making the perks feel like they don&#x27;t really make that much of a difference.
评论 #37604088 未加载
debo_超过 1 年前
Is &quot;All businesses eventually become financialized&quot; the business equivalent of Zawinski&#x27;s Law[0]? &quot;Every program attempts to expand until it can read mail. Those programs which cannot so expand are replaced by ones which can.&quot;<p>[0] <a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Jamie_Zawinski#Zawinski&#x27;s_Law" rel="nofollow noreferrer">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Jamie_Zawinski#Zawinski&#x27;s_Law</a>
aranchelk超过 1 年前
&gt; Unleashed from regulation, airlines devised new tactics to capture the market. American Airlines was one of the most aggressive. In the lead-up to the deregulation bills, it created discount “super saver” fares to sell off the final few remaining seats on planes.<p>Strategies like these are great, otherwise those empty seats just go to waste.<p>I consulted for an online travel company. Interestingly in source code stuff like airline tickets were collectively called “pGoods”. After a while (limited documentation) I found out the “p” stood for “perishable” which is an apt description. Of course airlines provide a service, not “goods”. — naming things.
GuB-42超过 1 年前
Frequent flyer programs can be seen as bribery.<p>Here is the thing. Often, when travelling for work, the company pays for the flight, but the traveler get the points, the traveler can then use the points for personal travels.<p>Maybe the frequent flyer programs are worth more than the business of flying planes, but without business travel expenses, my guess is that you wouldn&#x27;t have these bank-like frequent flyer programs. As the article mentions, these are just kickbacks.
评论 #37598634 未加载
评论 #37597701 未加载
评论 #37599767 未加载
sheepybloke超过 1 年前
While this article is about credit cards and miles, the moment I realized they were banks was when I learned that most airline&#x27;s fleets are leased. Since maintenance and planes are so expensive, lots of airlines lease a fleet with support contracts from places like GE Capital. From an MBA perspective, it makes sense, but it is such a weird concept to me that you don&#x27;t own such a pivotal part of your business.
评论 #37599902 未加载
评论 #37598054 未加载
评论 #37599921 未加载
评论 #37599975 未加载
评论 #37605165 未加载
评论 #37598674 未加载
tomcam超过 1 年前
&gt; Consumers now charge nearly 1 percent of U.S. GDP to Delta’s American Express credit cards alone.<p>$269 billion, if true. Amex normally charges more than other credit cards. Let’s say 4%, so they’d gross $10 billion in fees. That’s… that’s a whole lot of money for a single card.
评论 #37598021 未加载
评论 #37598041 未加载
finfrastrcuture超过 1 年前
I&#x27;m not one to wear a tin-foil hat, but the timing of this piece is interesting. the Credit Card Competition Act (CCCA) may be lumped into the upcoming spending vote [1]. basically, this would end card rewards under the premise that merchants would pass along interchange savings to consumers. the same argument was made for debit, yet of course the savings never materialized.<p>1. <a href="https:&#x2F;&#x2F;subscriber.politicopro.com&#x2F;article&#x2F;2023&#x2F;09&#x2F;senator-threatens-to-hold-up-appropriations-package-to-get-vote-on-credit-card-fee-crackdown-bill-00116031" rel="nofollow noreferrer">https:&#x2F;&#x2F;subscriber.politicopro.com&#x2F;article&#x2F;2023&#x2F;09&#x2F;senator-t...</a>
评论 #37601132 未加载
mberning超过 1 年前
The fact that these programs obscure or even hold hostage the different fare classes is what I really dislike about them. The only fare class that you can get realistic, transparent pricing on is the most basic economy class. Sometimes &quot;premium economy&quot; as well. Anything higher than that has a suggested price that is ludicrous, often being 10x an economy fare, which nobody in their right mind would pay, yet the seats always end up filled. They end up going to people with &quot;status&quot; or some other angle used to slide into the higher class seat. It&#x27;s annoying because I am willing to pay a higher price for a better experience, but I don&#x27;t want to play status games across 5 different airlines.
next_xibalba超过 1 年前
Is anyone else annoyed by headlines like this? It&#x27;s clickbait adjacent &quot;Counterintuitive, I must click to learn more.&quot;<p>But the reality is, airlines are still airlines. They fly people from A to B, employ many thousands of pilots, flight attendants, baggage handlers, etc. In other words, no, they&#x27;re not banks. Not by any normal definition.
评论 #37609234 未加载
rkagerer超过 1 年前
I really hate all these stupid loyalty points programs that have permeated nearly every industry. I flat out refuse to participate. I&#x27;d rather the vendor just mark down their sticker prices instead of playing these games. If you want my loyalty, here&#x27;s a tip: treat me as a valued customer not cattle.
评论 #37604995 未加载
domrdy超过 1 年前
For business class, its often less expensive to buy airline miles than buying a cash ticket. Consider Lufthansa and their Miles &amp; More program. You can currently buy 160k miles for $2,010 (1.26¢ per mile). A return business class flight from the West Coast to Germany is 156k miles and ~$100 in fees. The same flight is usually at least $5,000 for the cash ticket. In my experience, Miles and more tickets are superior to cash tickets, as they can be cancelled and changed for free.<p>There is availability from SF to Munich on the 25th for 78k miles - go enjoy Oktoberfest!
评论 #37607244 未加载
评论 #37607690 未加载
some_random超过 1 年前
&gt;Is this a good deal for the American consumer? That’s a trickier question. Paying for a flight or a hotel room with points may feel like a free bonus, but because credit-card-swipe fees increase prices across the economy—Visa or Mastercard takes a cut of every sale—redeeming points is more like getting a little kickback. Certainly the system is bad for Americans who don’t have points-earning cards. They pay higher prices on ordinary goods and services but don’t get the points, effectively subsidizing the perks of card users, who tend to be wealthier already.<p>It sounds like their actual issue is CC fees, so why not write about that? Why not demand congress institute fee maximums or something? Meanwhile, I still don&#x27;t understand what the actual harm is in airlines being &quot;quasi-banks&quot;, other than these fees which are not set or managed by airlines.
评论 #37597977 未加载
评论 #37600390 未加载
评论 #37598063 未加载
评论 #37598186 未加载
JoshTriplett超过 1 年前
&gt; Paying for a flight or a hotel room with points may feel like a free bonus, but because credit-card-swipe fees increase prices across the economy—Visa or Mastercard takes a cut of every sale—redeeming points is more like getting a little kickback.<p>And the ones that give a cash kickback (1.5% or occasionally more with a few specific cards) are even easier and more straightforward about this.<p>Suppose someone wanted to reverse this trend and just make everything cheaper rather than having interchange fees of which the cardholder gets a fraction back? What incentive structure would move towards a model with goods whose prices don&#x27;t need to buffer the 3+% haircut of credit card fees?
jrwiegand超过 1 年前
Interesting, I watched a video about this topic a while back[0].<p>I don&#x27;t remember it exploring the larger impacts related to government and such but instead digs into how exactly airlines make money from this system.<p>[0] <a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4</a>
评论 #37600105 未加载
6stringmerc超过 1 年前
HEB makes &#x2F; made a fuck ton of money in Texas - specifically DFW - buying property and selling it when people find out HEB bought it and potentially could put in a location of some sort. I mean it’s good business sure. Ruthless? Kinda.
somethingsidont超过 1 年前
One of my favorite YouTube videos on this subject: <a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4</a><p>Key point: airlines are more powerful than normal banks - they are central banks, with complete control of the money (point) supply. On the trilemma [0], they chose to control the exchange rate (points to flight value) and have an independent monetary policy (how many points to issue to flyers or other buyers).<p>[0] <a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Impossible_trinity" rel="nofollow noreferrer">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Impossible_trinity</a>
评论 #37598067 未加载
bdunks超过 1 年前
I generally agree with the article&#x27;s premise and conclusions, but the lead in is not true:<p>&gt; They make more money from mileage programs than from flying planes—and it shows.<p>Delta reported 5% of its revenue came from its loyalty programs in 2022 (2.5B of 50B according to 2022 10k). Although in the June annual shareholder meeting, it expected &gt;6.5B in AMEX remunerations in 2023 with a long term goal of 10B.<p>American Airlines may have been closer to 10% (4.5B of 49B according to 2022 10k). I can&#x27;t quickly find any public data on it&#x27;s long term goals.<p>Both still well short of &quot;more money&quot; than from flying planes.
评论 #37598654 未加载
dehrmann超过 1 年前
Not really.<p>They&#x27;re like banks in the same way insurance companies are like banks and can make make money on the float.<p>That&#x27;s not what this is saying. I&#x27;m not sure what it&#x27;s saying. It&#x27;s a cutthroat industry where infrequent travelers (and there are a lot) have driven margin for economy seats booked early to almost zero. So you make money on premium services and loyalty for customers that are less price sensitive. Thinking about miles like a real currency gets you lost in the weeds of what&#x27;s just a complex loyalty program.
JanSolo超过 1 年前
The article mentions that due to consolidation there are only 4 major airlines in the US and they are very aligned in their prices and policies thus giving little choice to US consumers. Doesn&#x27;t that mean there&#x27;s an opportunity for someone to start a new airline that could compete with the big 4 by offering better prices or more lenient policies? Demand for flights is clearly very high right now; perhaps there&#x27;s an entrepreneurial opportunity here? Thoughts?
评论 #37598501 未加载
评论 #37599220 未加载
评论 #37598680 未加载
评论 #37598426 未加载
评论 #37598516 未加载
killjoywashere超过 1 年前
With LEO constellations coming online rapidly, I think it&#x27;s time the railroads start competing for pax travel again. Start at the high end. My dad worked for BN and I remember the corporate business car: walnut paneling, frosted glass, brass, comfortable seats. I would totally take that: package up the cost of hotel, half the airfare, and meals, and have your offsite, workshop, or other in-person event on the train.
评论 #37605209 未加载
forgingahead超过 1 年前
Every public company, once they get to a certain size and scope, end up &quot;financializing&quot; some or all parts of their business to keep chasing those quarterly profits and never-ending growth. It&#x27;s just a lot easier to generate magic coins from thin air to collect &amp; store &#x2F; earn interest on, than to keep building and innovating new physical products.
local_crmdgeon超过 1 年前
&quot;Without industrial policy, all industries bend towards financialization&quot;<p>True here, true of auto manufacturers, increasingly tech, housing, etc.
dangus超过 1 年前
Even Amtrak, a government train service with no competitors, has a rewards program.<p>The part of the equation that I think the article is missing is that air travel is an industry with an extremely high level of substitute options. Rewards programs are there to try and combat the fact that their products are 100% interchangeable and create some level of loyalty.<p>Yes, they&#x27;re also a convenient financial instrument, but I&#x27;m personally failing to see how that&#x27;s a problem requiring intervention. Even with these programs as a profit center, airlines are overall some of the lowest profit margin businesses you can find. There aren&#x27;t many travelers out there who have much justification to be upset about the prices they pay to fly when the airline is only making single-digit percentage profit off their flight.<p>The article, in my opinion, was too zealous about advocating for reinstatement of a style of regulations that I don&#x27;t think makes a lot of sense for consumers <i>or</i> the airlines. It&#x27;s well-understood that fares decreased and service volume increased after the Airline Deregulation Act was passed. Many aspects of the defined routes and fares setups of the Civil Aeronautics Board actively stifled competition by preventing competition from entering routes and fixing prices.<p>&gt; The Civil Aeronautics Board decided which airlines could fly what routes and how much they could charge.<p>Doesn&#x27;t that sound kind of awful? This would be like your local health department regulating the precise recipe of each meal served at a restaurant, going above and beyond regulating health and safety practices.<p>The article acts like the airline industry is just 100% devoid of regulations, but that isn&#x27;t at all true. For example, airlines are required to advertise the tax-inclusive airfare, required to refund fare plus penalty in cash in the event of bumping overbooked customers, and obviously long list of safety regulations, and numerous other requirements.
评论 #37599081 未加载
评论 #37598577 未加载
r00fus超过 1 年前
All of this is possible because credit cards are pervasive. I&#x27;d prefer getting some of those fees back by paying cash.<p>We could limit financialization of everything if we had a national payment network like other countries, and removed the inability for vendors to prefer cash by discount.
omneity超过 1 年前
This reminds me that car manufacturers in Germany (maybe in other places too) are actually financial services companies with factories attached to them, or so the joke goes.<p>Almost everyone buys new cars through some form of financing, and the structure of the company reflects that.
snarf21超过 1 年前
This is not surprising .. A lot of department store retailers used to (still?) lose money on sales but push hard for all spend to be on some store credit card and make all their money there including accounting for the loss via sales.
maltalex超过 1 年前
I&#x27;m surprised that no one mentioned Wendover&#x27;s excellent video about this topic: <a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4</a>
zeroCalories超过 1 年前
The only issue with this system is the credit card fees being shared by non-card users. This is why the government needs to find a no fee alternative, or at least make it mandatory to charge a fee on card users to cover the costs.
评论 #37598050 未加载
评论 #37597329 未加载
motohagiography超过 1 年前
Subsidising flight costs with what is essentially a mix of futures options and a lottery in points systems is probably beneficial all around. The diversification keeps prices down, and maintains it as a viable business. I&#x27;d wonder what other defacto utilities could add similar features.<p>A market for options on road pricing would be useful, last mile internet service needs something more than surveillance&#x2F;advertising.
WalterBright超过 1 年前
What&#x27;s interesting about this is &quot;Skymiles&quot; are a form of <i>private currency</i>. Yes, there are many private currencies in use.<p>Banknotes also used to be private money. Each bank issued their own. The government eventually made that illegal, but banks still issue private currencies in the form of:<p>1. personal checks<p>2. cashier&#x27;s checks<p>3. traveler&#x27;s checks (though I think Amex stopped printing them)<p>4. credit cards<p>5. debit cards
评论 #37600254 未加载
izzydata超过 1 年前
But it isn&#x27;t like they can make money from their mile program if they didn&#x27;t fly planes so their business is still completely dependent on providing this service. So despite most of their money being made there I still wouldn&#x27;t call it a bank unless it can be extracted from their core business and survive. Which it can&#x27;t.
objektif超过 1 年前
I have to say airline travel is the worst experience out of anything I do in my daily life. Something has to change here.
评论 #37607747 未加载
trimbo超过 1 年前
Wendover Productions had a good video about this, framed around United getting a loan during the pandemic: <a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=ggUduBmvQ_4</a>
surfingdino超过 1 年前
Any sufficiently large commercial organisation is a bank. Starbucks, airlines, utilities...
评论 #37597631 未加载
huijzer超过 1 年前
For a compilation of Buffett and Munger saying that the airline business is a terrible business, see <a href="https:&#x2F;&#x2F;youtu.be&#x2F;OHvzyLEzVBY" rel="nofollow noreferrer">https:&#x2F;&#x2F;youtu.be&#x2F;OHvzyLEzVBY</a>.
jppope超过 1 年前
&quot;A business either dies or lives long enough to become a financial company.&quot;
BiteCode_dev超过 1 年前
I&#x27;m flabbergasted that points are not considered taxable at this point.
TheRealPomax超过 1 年前
So is Apple. So is Starbucks. And really so is any large company with a &quot;points card&quot; system that lets you turn money into points or points into money.
schainks超过 1 年前
Relevant video: <a href="https:&#x2F;&#x2F;youtu.be&#x2F;ggUduBmvQ_4" rel="nofollow noreferrer">https:&#x2F;&#x2F;youtu.be&#x2F;ggUduBmvQ_4</a>
m3kw9超过 1 年前
This is same thing as points except there is no mystique about points and money ratio. You spend X you get y. No difference
cvalka超过 1 年前
The author hasn&#x27;t heard about southwest.
评论 #37605919 未加载
griffinkelly超过 1 年前
It&#x27;s been funny to me that the mileage calculations oftentimes have no tie to the trip mileage--I&#x27;m a civilian pilot and often track the flight via foreflight. I&#x27;m a frequent filer on United, and I&#x27;ve often wondered the crazy math they come up with to get the number of &#x27;miles&#x27; I earned--as the article says I think its purely based off of dollars now despite United also having &#x27;premier qualifying points&#x27; which is directly tied to dollars spent.
评论 #37597899 未加载
评论 #37598755 未加载
gavin_gee超过 1 年前
why when reading the quote &quot;Airlines create points out of nothing and sell them for real money&quot; do I think of ICO&#x27;s?<p>i guess if there was a way to trade miles it would get into the is it a security debate
dncornholio超过 1 年前
This article makes no sense.<p>&gt; They make more money from mileage programs than from flying planes—and it shows.<p>I spend 15 minutes of my time trying to find where is shows but I couldn&#x27;t. All I can see is you get points from spending money and the difference now is, people get less points and perks.
评论 #37599577 未加载
throw1234651234超过 1 年前
I thought this was going to be about over-leveraging. Aka banks loaning out more than they have. Aka airlines overbooking seats on a flight in hopes people don&#x27;t show up. I saw 6 people told there is not enough space for them on a recent flight.
评论 #37597856 未加载
Throwawayh89超过 1 年前
Hasn’t this been true for decades at this point?
bitwize超过 1 年前
So airline points are basically a CBDC. Neat.
jacknews超过 1 年前
&quot;the blame ultimately lies with Congress.&quot;<p>For de-regulating? Sure. But it shows that market capitalism is actually the problem, and governments are to blame for not managing, harnessing, and policing it stringently.
评论 #37597725 未加载
评论 #37599788 未加载
suckitsam超过 1 年前
Forget crypto; let&#x27;s replace The Fed with SkyMiles™!
seydor超过 1 年前
i dont see a problem
asah超过 1 年前
What&#x27;s lost about dereg, is that dereg inspired waves of entrepreneurs and inventors which regulation stifled.<p>No, I will not produce evidence for this absurdly obvious point.
评论 #37604354 未加载