As one of the very lucky people who have a house with no mortgage, it's only that fact that has kept me away from homelessness in the past 3 years after getting long covid, and being yeeted out of the work force permanently.<p>We own the absolutely cheapest house in town. But it drives me nuts that the house has tripled in "value" since we bought it a decade ago, just because of the market. Our child is still a teen, but having a home passed down will greatly help secure their future, should we both be able to avoid medical bankruptcy that gets so many Americans on their way to aging out.