Given the inevitability of easy voice cloning[1], it seems irresponsible to be using voice as a positive authentication signal.<p>Unfortunately, major US financial institutions seem to be ramping up adoption of this technology[2].<p>Am I missing something?<p>[1] https://github.com/myshell-ai/OpenVoice<p>[2] https://www.schwab.com/voice-id<p>[3] https://www.fidelity.com/security/fidelity-myvoice/overview
TD bank uses your voice as an authentication test. When calling in, if you pass the voice test you don't need to answer further security questions.
voice ID adoption won't work anyways, its not a secure way. consider a person has throat infection, his voice will obviously be deep due to the infection. if we spare that as well, openAI has launched a voice clone AI. Those who are using it now will eventually change it.