Sharing a free spreadsheet (excel or google sheets available) which shows the following:<p>- Your total income, expenses, and savings over any time period<p>- A month-by-month trending view of your finances<p>- Breakdowns into individual categories — i.e., how much of your total spending came from rent, eating out, groceries, car payment, etc.<p>- Comparisons of your spending and income against your personal budget targets<p>- Comparison of one time period vs. another (e.g., 2023 vs 2022 spending by category)<p>My own personal approach is to download my bank transactions every 1-2 months (in CSV format) and then paste into this sheet. Takes less than hour to update and analyse the results.